Mr. P.H. RaviKumar
(PART TIME NON EXECUTIVE CHAIRMAN)
Mr. PH Ravikumar is a seasoned Banker having 48 years of Financial Sector Professional experience with exposure at Top/Senior Management Levels which included 33 years of Banking experience at Bank of India (22 years) and ICICI Bank (11 years). He has been the founding MD & CEO of NCDEX Ltd, the premier derivatives commodity exchange of India with focus on agro commodities. He was subsequently the founding MD & CEO of Invent Assets Securitisation & Reconstruction Co. Ltd., an ARC regulated by RBI. He was then a co-founder of Vastu Housing Finance Corporation Limited and its Chairperson till July 2017. He has been a member of Board of Directors of Federal Bank, L&T MF., BOB Capital Markets Limited and a few other companies; currently he also serves as a member of Board of Directors of companies like Aditya Birla Capital Ltd., Bharat Forge Ltd., Escorts Ltd., ICICI Prudential Trust Ltd., NSE Data & Analytics Ltd., and UTI Retirement Solutions Ltd.
Mr. Ravikumar holds Bachelor’s Degree in Commerce, Certified Associate of London Institute of Bankers, Certified Associate of Indian Institute of Bankers, Fellow of Securities Investments Institute, London (honorary) and Senior Diploma in French. He is also a member of the Board of Directors of Chartered Institute of Securities and Investments (CISI) U.K. (the first non-European to be a Director on this Board).
MS. ANITA RAMACHANDRAN
(NOMINEE DIRECTOR – UTKARSH COREINVEST LIMITED)
Ms. Anita Ramachandran heads Cerebrus Consultants, and has about 35 years of consulting experience in Corporate Strategy and Human Resource Consulting. She is an alumni of Jamnalal Bajaj Institute of Management Studies, Mumbai and began her career with AF Ferguson & Co, where she spent 19 years in the area of management consulting.
Ms. Ramachandran had set up Cerebrus Consultants in 1995 with a passion of making a difference in the HR environment, and making a significant impact with focus on diversity and women's relevance in the workplace. Ms. Ramachandran is an expert in the rewards area in the country and has worked with a large number of multinationals and major Indian companies across a wide range of sectors.
Mr. G. Sampath Kumar
(NOMINEE DIRECTOR - SIDBI)
Mr. G. Sampath Kumar is the Chief General Manager of SIDBI, at Head Office, Lucknow heading Audit and Fraud Management Vertical since April 2018. Has over 28 years of extensive experience in Development Banking encompassing refinance, project appraisal, venture capital, Infrastructure finance, forex, business development, NPA management, promotional and developmental activities, micro finance, resources management, energy efficiency and asset reconstruction areas.
Prior to his posting at Lucknow, he was Regional Head of SIDBI for Telangana and Andhra Pradesh States and handled business portfolios of more than Rs.10,000 crores including Microfinance portfolio. Mr Sampath Kumar was a Director on the Boards of Andhra Pradesh State Financial Corporation (APSFC), Telangana State Financial Corporation (TSFC), Andhra Pradesh Industrial Technical Consultancy Organization (APITCO), Future Financial Services Pvt. Ltd (FFSL), HITVEL Fund, Cyberabad Fund (Chairman of both the Funds), Madhya Pradesh State Financial Corporation and Madhya Pradesh Technical Consultancy Organization.
He has attended and made presentations at various international seminars and workshops organized by ADFIAP, Manila, Philippines, Euromoney Training Centre, Paris, France, Regional Seminar on ASEAN Economic Community (AEC) on Sharing perspective, Knowledge and Experience at Khon Kaen, Thailand. Mr Sampath Kumar holds MBA in Finance, and has also done PGDFM, PGDBA and PGDCA.
MR. KAJAL GHOSE
Mr. Kajal Ghose is a career banker, with more than 38 years of banking experience with SBI. He has rich experience in State Bank of India and retired as the CGM. During his career, he had varied experience, including heading retail operations at Branches. He has also handled key positions in Planning assignments, Inventory Management, Information Technology.
During the last decade of his career, he managed ATM Operations of the Bank and also worked in the Rural Business Group. During his career, he has looked after the Debit and Prepaid Cards and Mobile Banking Services division also. He headed Lucknow and Delhi Zone of State Bank of India.
Mr. Ghose also led the Business Intelligence Department of SBI in addition to running the Country's biggest Banking Data Warehouse.
Since retiring from SBI in October 2016, Mr. Ghose has been appointed as a Director, Utkarsh Small Finance Bank, a Member of the Board of Supervisors in Afghan United Bank, a Senior Advisor to Pay U, as well as an advisor/ Consultant to companies like GLG, Third Bridge, Kovid India, Datawise, Stratosphere IT Services Limited among others.
Mr. Ghose holds Bachelor’s Degree in Commerce, Certified Associate of Indian Institute of Bankers and PGDM Diploma in Management. He is also continuing with his academic pursuits and is a visiting faculty several institutes including IIM Ahmedabad, Raipur, Jammu as well as IIBF and NIBM. He has also published articles in professional magazines like Quest and Vinamaya etc. He has also participated in various learning programmes and obtained certifications in areas like Cyber Security, Risk Management etc. during this period.
Ms. Kalpana Prakash Pandey
Ms. Kalpana Prakash Pandey is a Senior Information Technology Management Professional with over 28 years of experience in designing & managing many 'Time & Business' critical set-ups in key organizations like State Bank of India, IDBI Principal Asset Management Company Ltd., HDFC Bank Ltd. and CRIF High Mark Credit Bureau.
Till March 31, 2020, she was working with CRIF High Mark as the Managing Director and CEO. During her tenure of over 7 years at CRIF High Mark, the Bureau got transformed into a very successful Credit Information Company serving more than 5500 financial institutions as its members.
An M. Tech (Computer Science & Technology) & P. G. Diploma (Electronics &Communication) from IIT Roorkee, she is also certified on various internationally accepted Best Practices, Frameworks and Standards on Enterprise Architecture, Governance, Risk, Compliance & other Management practices.
She had started her career with State Bank of India in C& I Project in 1991 and then worked with IDBI Principal Asset Management Company as Head-Technology. She then moved to HDFC Bank in 2001 and served in Bank’s Information Technology department for over 11 years in various capacities and conceptualized and transformed many challenges into business opportunities – last position held in HDFC Bank was Senior Vice President-IT.
Mr. Nagesh Pinge
(ADDITIONAL DIRECTOR - IN INDEPENDENT CATEGORY)
Mr. Nagesh Pinge is an Expert in Ethics, Corporate Governance, Risk Management & Internal Audit. He is a Chartered Accountant and Law Graduate from India. He has also completed Executive Education Program from The Stephen M Ross School of Business of the University of Michigan, USA.
In a career spanning 37 years, Pinge has worked with many organizations of repute. He retired from Tata Motors in November 2016 as “Chief-Internal Audit, Risk Management & Ethics”. Prior to that he was Chief Internal Audit of Reliance Retail Ltd & JSW Steel Ltd. Mr. Pinge has also worked for ICICI Bank & its Group Companies in Risk Management (Chief Risk Officer), Regulatory Compliance and Internal Audit (Group Head-Internal Audit).
He is currently an Independent Director on many companies such as Goa Carbon Limited, Arvind Fashions Limited, MCX Clearing Corporation Limited, Inventia Healthcare Limited, Hero Housing Finance Limited
His Professional Outreach are: Mr. Pinge is the Past President of the Institute of Internal Auditors, India. He is a recipient of “ACIIA” Award given by “Asian Confederation of Institutes of Internal Audit” for “Outstanding Contribution in Internal Audit” for the year 2017. He is also a recipient of “ICAI” Award given by the Institute of Chartered Accountant of India for the year 2014
MR. GOVIND SINGH
(MANAGING DIRECTOR & CEO)
Mr. Govind Singh has an overall experience of more than 30 years in Banking & Finance Sector, with wide range of experience at different levels.
He is the founder of Utkarsh CoreInvest Ltd. (Erstwhile-Utkarsh Micro Finance Ltd.), the promoting institution of Utkarsh Small Finance Bank Ltd. Currently, Mr. Govind Singh is the MD & CEO of Utkarsh Small Finance Bank Ltd.
Prior to setting up Utkarsh, he was with ICICI Bank Ltd. in Rural, Micro & Agri- Business Group as the Business Head for Micro Banking. He also worked in Retail Liabilities Group with ICICI Bank.
Earlier to ICICI Bank, he had worked with UTI Bank Ltd. (Axis Bank), Bank Internasional Indonesia, Surya Roshni Group (Financial Services). He also had stints with Allahabad Bank and State Bank of Patiala.
Mr. Govind Singh, also served as a member of the working group to review the Business Correspondent (BC) Model in India. The committee was setup by RBI to examine the ways for improving BC Model.