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Toll Free No.
1800 123 9878
1800 208 1788
The Business Plus account is a bespoke solution curated for self-employed Individuals & Proprietors. Product enables customer to earn savings bank interest on their current account balance.
Along with current account, bank will open linked virtual Savings Account (in name of Proprietor). Day end balance above
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BUSINESS PLUS CURRENT ACCOUNT | ||
Minimum Balance Requirement |
Business Plus Current Account | Virtual Savings Account (linked with Business Plus Account) | |
AQB | |||
Metro & Urban Branches |
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Nil |
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Semi-Urban & Rural Branches |
|
Nil |
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Chages for Non-Maintenance |
|
Nil |
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Sweep in/Sweep Out Balance Criteria | If the aggregate balance falls in Business plus Account below then system will sweep out the short fall amount from the linked Virtual Savings Account and maintain the balance in Business Plus Account |
The surplus amount in Business plus Account above |
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Initial funding requirement |
|
Not Applicable |
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Demand Drafts/Pay Order | |||
DD Revalidation |
|
Not Applicable |
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Duplicate DD Issuance |
|
Not Applicable |
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Demand Drafts payable at own bank locations | Upto |
Not Applicable |
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DD/PO Cancellation |
|
Not Applicable |
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Cheque Issuance/ Collection Charges | |||
Cheque Book (50 leaves) | Two free cheque book per quarter |
Not Applicable |
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Charges Beyond Free Limit |
|
Not Applicable |
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Local Cheque Collection and Payments at Base Branch Location & Fund Transfer | Free |
Not Applicable |
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Cheque Return Charges (Outward) |
|
Not Applicable |
|
Cheque Return Charges (Inward) |
|
Not Applicable |
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Branch Cash Transactions | |||
Cash Deposit Transactions - Free limits/month | Base Branch: Non-base Branch: |
Not Applicable |
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Cash Deposit Transactions - Charges beyond Free limit |
|
Not Applicable |
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Cash Withdrawal (Base Branch) | Unlimited |
Not Applicable |
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Cash Withdrawal charges beyond free limit | Not Applicable |
Not Applicable |
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Cash Withdrawal (Non- Base Branch) - Free limit | Free upto |
Not Applicable |
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Cash Withdrawal (Non-base Banking outlet) - Charges beyond Free Limit |
|
Not Applicable |
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NEFT/RTGS Transactions (Branch Banking) | |||
RTGS Outward | Free |
Not Applicable |
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NEFT Outward | Free |
Not Applicable |
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IMPS Payments | Free |
Not Applicable |
|
Phone/Mobile Banking | |||
Phone Banking | Free |
Not Applicable |
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SMS Alerts | 50 p. per SMS Periodicity: Monthly |
Not Applicable |
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Doorstep Banking Services | |||
Doorstep Banking Services (Within City limits) Cash |
Please contact the nearest Branch |
Not Applicable |
|
Doorstep Banking Services (Within City limits) Cheque |
One Pickup free per day (at selected locations) |
Not Applicable |
|
Other Service Charges | |||
Physical Account Statements (Quarterly) | Free |
Not Applicable |
|
Email Account Statements (Quarterly) | Free |
Not Applicable |
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Stop Payment Instructions |
|
Not Applicable |
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Signature Verification/Address Confirmation |
|
Not Applicable |
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Balance Certificate | Free |
Not Applicable |
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Confidential Report/Credit Confirmation | Free |
Not Applicable |
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Solvency Attestation | Free |
Not Applicable |
|
Photo Attestation | Free |
Not Applicable |
|
Activation of Inoperative Account | Free |
Not Applicable |
|
Account Related Charges | |||
Account Closure | Within 14 days - Nil After 14 days to 12 months- Above 12 months: |
Not Applicable |