Generate Debit Card PIN/Activation

Generate your Debit Card PIN & Activate it by simply following below mentioned steps through different digital channels:

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Cash withdrawal on Utkarsh Bank ATMs

  • Step 1: Go to https://www.utkarsh.bank/
  • Step 2: Click on login tab, then select Personal Banking
  • Step 3: Click on “Continue to Login”
  • Step 4: Enter username and click on check box, then click on CONTINUE
  • Step 5: Click on the security image, enter password and click on check box, then click on SIGN IN
  • Step 6: Enter OTP sent on your registered mobile number or email id and then click on SUBMIT
  • Step 7: Click on the three horizontal lines reflecting on the left-hand side of the screen
  • Step 8: Click on Cards section
  • Step 9: Click on Set / Change Debit Card PIN
  • Step 10: Select your Debit Card Number and write the Card Expiry in MM / YY format
  • Step 11: Enter New PIN and Confirm New PIN
  • Step 12: Click on Generate OTP and enter the OTP sent on your registered mobile number / email id.
  • Step 13: Click on SUBMIT
  • Step 14: A Confirmation message will be displayed stating- It’s done! Your request for Changing Card PIN has been processed successfully along with reference number and Date & Time.
  • Step 15: Click on DONE. GO BACK
  • Step 16: Post Green PIN generation, activate your Debit Card by performing one PIN based transaction either on Utkarsh/Non-Utkarsh Bank’s ATM/POS. PIN based transaction includes Cash Withdrawal, Balance Enquiry & Mini-Statement.
  • Note: You will be eligible for Personal Accidental and Zero Liability coverage once your Debit Card is activated.
  • Step 1: Open Utkarsh Mobile Banking App
  • Step 2: Enter your login credentials (User Id & Password or MPIN) and click on continue
  • Step 3: Click on More option reflecting at the right bottom of the screen
  • Step 4: Click on Cards
  • Step 5: Click on the three horizontal lines reflecting on the right-hand side of the screen
  • Step 6: Click on Set / Change Debit Card PIN
  • Step 7: Select Debit Card Number from the drop-down menu and write the Card Expiry in MM / YY format
  • Step 8: Enter New PIN and Confirm New PIN
  • Step 9: Click on Generate OTP and enter the OTP sent on your registered mobile number or email id
  • Step 10: Click on SUBMIT
  • Step 11: A Confirmation message will be displayed stating- It’s done! Your request for Changing Card PIN has been processed successfully along with reference number and Date & Time.
  • Step 12: Click on DONE. GO BACK
  • Step 13: Post Green PIN generation, activate your Debit Card by performing one PIN based transaction either on Utkarsh/Non-Utkarsh Bank’s ATM/POS. PIN based transaction includes Cash Withdrawal, Balance Enquiry & Mini-Statement.
  • Note: You will be eligible for Personal Accidental and Zero Liability coverage once your Debit Card is activated.
  • Step 1: Insert your Card
  • Step 2: Select Language
  • Step 3: Select Set New PIN
  • Step 4: Enter DOB in YYYYMMDD format and click on Correct.
  • Step 5: Select Generate OTP. (OTP will be sent on your Registered Mobile Number)
  • Step 6: Enter your OTP and click on Validate OTP.
  • Step 7: Enter your New PIN
  • Step 8: Re-Enter your New PIN and click on Confirm.
  • Step 9: A Message is Displayed "Your ATM PIN Has Been Generated Successfully".
  • Step 10: Post Green PIN generation, activate your Debit Card by performing one PIN based transaction either on Utkarsh/Non-Utkarsh Bank’s ATM/POS. PIN based transaction includes Cash Withdrawal, Balance Enquiry & Mini-Statement.
  • Note: You will be eligible for Personal Accidental and Zero Liability coverage once your Debit Card is activated.
  • Step 1: Select Utkarsh Bank Icon
  • Step 2: Select Card Icon
  • Step 3: Insert your Debit Card when screen displays "Insert card and wait..."
  • Step 4: Select Green PIN Icon
  • Step 5: Select Date of Birth from the calendar displayed on the screen and click on OK
  • Step 6: Click on Generate OTP
  • Step 7: Enter OTP sent on the Customer's registered Mobile no. and then click on Validate OTP.
  • Step 8: Enter 4 digits New PIN and click on Confirm
  • Step 9: Re-Enter your New PIN and click on Confirm
  • Step 10: A Confirmation message is displayed "Your PIN Has Been Generated Successfully".
  • Step 11: Post Green PIN generation, activate your Debit Card by performing one PIN based transaction either on Utkarsh/Non-Utkarsh Bank’s ATM/POS. PIN based transaction includes Cash Withdrawal, Balance Enquiry & Mini-Statement.
  • Note: You will be eligible for Personal Accidental and Zero Liability coverage once your Debit Card is activated.

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

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