3-In-1 Account
Utkarsh Small Finance Bank in collaboration with ICICI Securities Ltd offers you a perfect fusion of banking and investment. This 3-in-1 account gives you the convenience to Buy, Sell and Hold your investments through an integrated account (Savings + Demat + Online Trading). This offering will consolidate your trading account with ICICI Securities Ltd with the bank savings account as maintained at Utkarsh Small Finance Bank Ltd.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
Earn competitive rate of interest on your balances held in savings account.
No AMC Charges for the first year*.
Zero Account Opening charges.
Instant cash in 30 Minutes.
Advance tools and features for trading .
Call and trade facility (during market hours for easy & quick trading).
*Demat account annual maintenance charges- 700 (waived for ICICI direct customers for the first year), 300 for ICICI direct Neo customers from first year onwards.
To open a 3-IN-1 Account, Customer must be:
A resident of India.
An existing account holder of Utkarsh Small Finance Bank
PAN Card(Mandatory)
Aadhaar Card (Mobile number linked to Aadhaar)
Specimen Signature on a Plain paper
Mobile / Desktop with camera for live photo verification
NOTE:- Cancelled Cheque required only if penny drop falls in DIY journey of Demat and Trading account opening.
Savings account schedule of charges depends on the account opted between Standard and Premium with regard to their offerings and services. (Please read in accounts and Deposit section tab of our website).
Demat account charges on regular account and for account opening charges for trading account depends on the scheme opted by customer as account with ICICI Securities Ltd.
This solution provides you with an integrated service between Utkarsh Small Finance Bank and ICICI Securities Ltd.
For More Details, go through the Offerings and Services with ICICI Securities Ltd as there are multiple Brokerage plan available on site.
FAQs
A Demat Account or Dematerialisation account provides the facility of holding shares and securities in an electric format. It holds all the investments an individual makes in shares, government Securities, ETF, mutual funds in at one place.
The trading account, is a link between your bank account and Demat account. Its provides the interface to buy and sell shares in the stock market.
- Seamless and Secure Trading
- Wide Range of Product
- Hassle free trading without any deviation
- Advanced tools and features
This 3-in-1 account gives you the convenience and provides a single window for making investment to operate your Demat, Trading and Bank Accounts. This 3-in-1 account is a joint offering and will integrate your Trading and demat account maintained by ICICI Securities Ltd the savings bank account as maintained with Utkarsh Small finance bank.
Aadhaar is an optional document for opening a Demat account through offline mode and compulsory through digital mode for e-KYC process. However, linking of Aadhaar with PAN is mandatory as per Income Tax guidelines.
You can use your PAN card or Voter ID as a valid proof of identity.
Students below 18 years of age (minors) may open demat accounts through its natural /legal guardian, whereas they may not be allowed to open a trading account.
For more details, contact our nearest branch or you may speak to our customer care executive at 1800 123 9878 .
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Savings
Earn upto 7.50% p.a. on your Savings Account, with Quarterly credits
Deposits
Earn interest rates upto 8.50 % p.a. and 9.10% p.a. for Senior Citizens
Loans
Get Loan amount upto 10 Crores with Flexible Tenure upto 15 years
Insurance & Investment
Turn your surplus funds into security, for a better tomorrow
Location
You are never too far away from quick banking, check nearest Bank and ATM
Contact
Incase you wish to speak to our banking expertise for resolution
Write to us
Whether it be a simple suggestion or feedback or an inquiry.
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