Utkarsh Welfare Foundation was incorporated in August 2010 and is registered under section 25 of companies’ act 1956 and aims to provide various services and products for the development and assistance to the underprivileged population in rural & urban sectors by way of market linkage opportunities, education, health and vocational training program. UWF aims at empowering grass root population especially women, making them self-reliant and transforming them into successful entrepreneurs.
UWF aims to make a meaningful and sustainable impact in the lives of the community through a multi-pronged service oriented market led approach. UWF has initiatives that focuses on education, health, skill development, micro enterprise training & environment conservation.
Utkarsh Welfare Foundation aspires to be leading implementing agency and knowledge partner in the domain of social, welfare and CSR activities. It has partnerships with multiple industry leaders like ACCION, International Finance Corporation (IFC), SIDBI PSIG, Swiss Capacity Building Facility, Dutch Entrepreneurial Development Bank (FMO) and leading health service providers.
Financial education programs are aimed at building financial capabilities to enhance financial decision making process among the resource poor and financially excluded section in the underprivileged and under-served geographies through right information, instructions and advices. Total beneficiary outreach under Financial Education initiatives supported by Utkarsh Small Finance Bank CSR has been 195,118 as on June, 2020.
Models for delivering financial education and advisory services to the beneficiaries incorporates best practices in the domain through partnerships. Currently, Utkarsh Welfare Foundation is implementing Financial Education initiatives with the support of Utkarsh Small Finance Bank at 6 locations across Bihar, Madhya Pradesh, and Uttar Pradesh.
This adopts Intensive approach towards the delivery of financial literacy to target population. Trainings are organized in small batch sizes of 20-25 and around 12 hours of inputs are given covering modules on financial planning, budgeting, savings, borrowings, investments, insurance, banking services and targeted govt. schemes. The methodology of training adopted is participatory & interactive. Audio-visuals, poster, banners, group discussion, role plays, exercises, games, and other participatory training tools and other aides used. Trainers effectively communicate and transmit the key messages to the participating women/men beneficiaries. Financial literacy training provided to achieve the desired objectives are delivered in 12 hours session spread across 3 days for each class room training for each batch. Total beneficiary outreach for the FY 2019-20 under Financial Literacy class-room trainings supported by Utkarsh Small Finance Bank CSR has been 2,127.
Mass Awareness program is a one-day program organized to introduce the subject to the masses (village communities) as well as to assess the response of the grass root beneficiaries in a particular area. It results in a clear understanding of the area of emphasis and the degree of emphasis required for bringing about the desired change. Campaigns focus more on audio visual aids to convey the key messages of the subject matter, viz., Financial Literacy, Government schemes rights and entitlements, etc. Target Groups includes entire village community, that is, around 50-200 including women and other members from their household especially male and older members who specially influence the financial decision making process.
Utkarsh Welfare Foundation celebrated Financial Literacy Week at first week of June from 4th – 8th 2018 with theme of “Consumer Protection”.
A pilot project promoting women entrepreneurship was implemented for establishing / up scaling / diversifying women led micro and small business enterprises. Around 8,000 women led enterprises were supported under the project with business development services, credit and market linkage support. Relevant skill and vocational trainings were provided under the project. Under intensive approach, the project was implemented in two (2) districts of Uttar Pradesh namely Ghazipur and Varanasi. All the beneficiaries received 12 hours of enterprise development training and the credit linkage support was facilitated for 5,000 beneficiaries.
The two day event Swavalamban Utsav - Pragati ki Udaan organized by Utkarsh Welfare Foundation concluded successfully at Sanskriti Sankul, Varanasi. Over 1200 women entrepreneur participated in the event. The event featured handicraft and other products including jute items, wooden crafts, moti mala, etc. made by 500 women micro entrepreneurs. Total Sales value generated during 2 days Swavalamban Utsav through 60 stalls was ? 4.17 Lakh. Average sales value generated per stall from 2 day event was around ? 7000. In normal course per day sale is around ? 500- ? 600. Around 10 women entrepreneurs from “Swavalamban Utsav” were selected by SIDBI as Swavalamban role model. These role models will receive certificate of appreciation and grant from SIDBI for strengthening and scaling up their enterprises. Swavalamban Utsav got appreciation from Prime Minister’s Office, Govt. of India. Around 32 women were enrolled with Samsung Technical School promoted by Ministry of MSME under Skill Development Programme on electronic repair and maintenance.
The programme aims to identify, motivate and guide the entrepreneurs in setting up micro enterprises leading to employment generation in semi urban/ rural India. SIDBI is currently implementing MEPP in 126 districts in 26 States promoting about 43,000 enterprises. UWF has partnered with SIDBI under USFB CSR support for the promotion of two Micro Enterprise Promotion Centre launched in December 2018 in the districts of Varanasi & Ghazipur (U.P.). The program is being implemented with the support of 4 project staffs, two each in Ghazipur & Varanasi. For FY 2019-20 the project targeted to train and facilitate credit linkages for 960 entrepreneurs for setting up enterprise, against which 988 entrepreneurs were supported.
Utkarsh Welfare Foundation organised a mega camp and started implementing series of camps on digital financial literacy from the month of May 2017 and is continued across districts in Bihar & Uttar Pradesh. Currently the program is being run across 2 states Bihar & Uttar Pradesh. New training modules which includes flash cards, Audio visuals, Snake & Ladder game have been developed with technical core team members of Utkarsh Welfare Foundation. The total 54,405 beneficiary has successfully attended the Digital Financial Literacy program as on June 2020.
Utkarsh Welfare Foundation’s health initiatives are intended to provide free Primary Health Services and awareness to the low income households in the targeted geographies. Outpatient diagnostic services with free medicine are being provided as a part of the initiative. Program is implemented in collaboration with select hospitals, ensuring quality health service under the strict supervision of healthcare professionals and practitioners. Two approaches viz. regular Poly Clinics through locations as well as Mobile Poly Clinics with route plan are being adopted for extending health services.
Mobile Polyclinics are organized to ensure that the benefits of health initiatives reaches to more number of patients. Mobile Vans equipped with professional medical practitioners and medicines covers the targeted geography.
Started in August 2015 through 5 locations, the initiative is currently operational through 15 locations across (Kochas, Nokha, Kudra, Bhabhua, Ramgrarh, Satna, Maiher, Amarpatan, Mauganj, Kaptanganj, Tamkuhi Road, Siswa Bazar, Pipraich & Dudhai) districts of Bihar, Madhya Pradesh, and Uttar Pradesh respectively.
The total patients’ outreach under Mobile Van Polyclinic is 33,692 as on June 2020.
The Village development program aims to adopt integrated village development approach through self-reliance and capacity building, towards tackling rural poverty in a sustainable manner. Our approach to village adoption is reflexive, and socially relevant with an emphasis on moving from ideation to action. UWF has adopted a sector specific intervention. This includes selection and identification of villages which are in need of interventions to enhance their standard of living and then identifying the needs of villages through participatory gap assessment. Village development program envisages integrated and holistic development of identified villages in consultation with village community coupled with convergence of various development interventions.
“Learning deficits seen in elementary school in previous years seem to carry forward as young people go from being adolescents to young adults,” (ASER report 2018 published by Pratham Education). The objective of the proposed Learning Enhancement Program is to encourage and improve language skills, numeracy skills and creativity among the rural children in the age group of 5 to 12 years.
The initiative piloted in the month of June 2018 with 20 children in the Mahmadpura village of Arajilne block near Varanasi. Learning Enhancement Program is now currently being operated in 4 villages Deendaspur, Karnadadi, and Bhimchandi in Arrajiline block, Varanasi. A total of 120 Children have been enrolled in all four villages. Village development program envisages integrated and holistic development of identified villages in consultation with village community coupled with convergence of various development interventions.
: The total outreach under village development program since inception is 5137 beneficiaries.
Demonstrating ethos of charity, Utkarsh Welfare Foundation has established regular engagements with the Old age homes & Orphanages. Voluntary participation is encouraged and visits are organized on monthly basis. As a token of goodwill gesture employees regularly distribute snacks, small gifts and food items.
A home for abandoned and destitute children including those with special needs. The home has infants, children and boys and girls up-to the age of 22 years.
: A home for the pure heart is a hospice for the sick, destitute and the dying. Adults including Senior citizens feel at home in these old age home.
Under institutional support, Utkarsh Small Finance Bank supported Prime Minister’s Citizen Assistance And Relief in Emergency Situations Fund (PM CARE Fund) for Covid-19 relief & The Indian Red Cross Society (A voluntary humanitarian organization to protect human life & health based in India) under aegis of district administration Varanasi.
Under CSR Covid-19 relief support over 12000 beneficiary under various initiative such as relief work, Covid-19 check-up centre at ESIC hospital Varanasi, migrant & stranded population at highway near Varanasi, quarantine center, mask distribution, etc. & awareness Programme with Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) workers.