Fixed Deposit Plus

Fixed Deposit Plus, is a one-time investment plan that gives you competitive returns at the end of the term. The rate of interest paid for fixed deposits varies based on tenure and amount, and higher interest rates are offered to senior citizens.

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• Benefits
• Eligibility
• Interest Rate
• Fees and Charges
• FAQs

1. Earn competitive returns on your surplus funds.
2. Earn more interest than Fixed Deposit
3. Enjoy higher interest rates for senior citizen.
4. Interest payment options are monthly, quarterly and at maturity.
5. Process that can be accessed from anywhere.

You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

a) Individual Resident of India

b) Hindu Undivided Families

c) Sole Proprietorship Firms

d) Partnership Firms

e) Limited Companies

f) Trust and societies

For Interest rate on Fixed Deposit Plus, Please click here

Particulars	Charges
Minimum Investment Amount	Above 15 lakh
Maximum Investment Amount	Less than 2 Crore
Minimum Tenure	7 Days
Maximum Tenure	10 Years
Premature Withdrawal Facility	Not Available

How do I apply for a Fixed Deposit Plus Account?

Visit your nearest Utkarsh Small Finance Bank branch to apply for a Fixed Deposit Plus.

What is the eligibility criterion?

You are eligible if you belong to any one of the following categories below:

1. Individual Resident of India
2. Hindu Undivided Families
3. Sole Proprietorship Firms
4. Partnership Firms
5. Limited Companies
6. Trust Accounts

What is the minimum amount I need to invest?

You need to invest a minimum amount of 15,00,001 in your Fixed Deposit Plus.

What is the maximum amount I need to invest?

You need to invest a maximum amount of less than 2,00,00,000 in your Fixed Deposit Plus..

Does FD Plus Provides additional Rate of Interest?

Refer to interest rate chart for interest rates on Fixed Deposit Plus.

Does Callable facility is available for Fixed Deposit Plus?

Fixed Deposit Plus will be booked as Non-Callable deposit. Hence, it cannot be prematurely withdrawn.

Under which circumstances the Fixed Deposit Plus can be premature withdrawal?

The Bank may allow premature withdrawal of these deposits in following exceptional circumstances: in the event of any direction from any statutory and/or regulatory authority or deceased claim settlement cases.

• Benefits
  1. Earn competitive returns on your surplus funds.
  2. Earn more interest than Fixed Deposit
  3. Enjoy higher interest rates for senior citizen.
  4. Interest payment options are monthly, quarterly and at maturity.
  5. Process that can be accessed from anywhere.
• Eligibility
  You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

  a) Individual Resident of India

  b) Hindu Undivided Families

  c) Sole Proprietorship Firms

  d) Partnership Firms

  e) Limited Companies

  f) Trust and societies
• Interest Rate
  For Interest rate on Fixed Deposit Plus, Please click here
• Fees and Charges

  Particulars	Charges
  Minimum Investment Amount	Above 15 lakh
  Maximum Investment Amount	Less than 2 Crore
  Minimum Tenure	7 Days
  Maximum Tenure	10 Years
  Premature Withdrawal Facility	Not Available

• FAQs
  How do I apply for a Fixed Deposit Plus Account?

  Visit your nearest Utkarsh Small Finance Bank branch to apply for a Fixed Deposit Plus.

  What is the eligibility criterion?

  You are eligible if you belong to any one of the following categories below:

  1. Individual Resident of India
  2. Hindu Undivided Families
  3. Sole Proprietorship Firms
  4. Partnership Firms
  5. Limited Companies
  6. Trust Accounts

  What is the minimum amount I need to invest?

  You need to invest a minimum amount of 15,00,001 in your Fixed Deposit Plus.

  What is the maximum amount I need to invest?

  You need to invest a maximum amount of less than 2,00,00,000 in your Fixed Deposit Plus..

  Does FD Plus Provides additional Rate of Interest?

  Refer to interest rate chart for interest rates on Fixed Deposit Plus.

  Does Callable facility is available for Fixed Deposit Plus?

  Fixed Deposit Plus will be booked as Non-Callable deposit. Hence, it cannot be prematurely withdrawn.

  Under which circumstances the Fixed Deposit Plus can be premature withdrawal?

  The Bank may allow premature withdrawal of these deposits in following exceptional circumstances: in the event of any direction from any statutory and/or regulatory authority or deceased claim settlement cases.