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1.Eligible Borrowers:
2.Facility Type : Working Capital Term Loan (WCTL)
3.Emergency Credit Line (Additional Loan) will be capped at 20% of the total fund based outstanding as on 29th Feb 2020.
4.Interest rate for the Additional Loan sanctioned under GECL will be External benchmark + 1% subject to maximum of 9.25% per annum.
5.The tenor of loans provided under GECL shall be for a tenor of four years from the date of disbursement including moratorium on repayment of principal for first 12 months.
6.There is no processing fees/Guarantee Fees/foreclosure charge to avail this facility.
7.There will be an extension of existing security for the additional Loan facility sanctioned under GECL and hence customer will need to execute documentation of enhancement with the Bank
For more details pls visit:https://www.eclgs.com
To avail this product contact your nearest Utkarsh Small Finance Bank Limited Branch.