We know that owning a home is not just an asset but also a mean of security for oneself and family. Therefore, we bring to you the best in class Home Loan Products to suit your needs and requirements. These home loans could be for the purpose of self-construction, purchase, repair, renovation or balance transfers. Our home loan products boast of maximum Loan to Value (LTV), best interest rates, doorstep banking, low processing fees, no hidden costs or prepayment penalty – isn’t it the best opportunity to fulfil your dream of a beautiful home?
Whether you aspire to buy land and construct a house, purchase or construct a new house, purchase an old house or flat, extend an existing house, our Home Loan will provide a helping hand with a loan of up to 1 crore that covers up to 90% of the value. The best part - there is no prepayment penalty or foreclosure charges.
Housing Loan for Repair / Renovation
This loan is suitable when you want to repair, renovate or extend an existing house or flat. The loan amount ranges between 1 Lakh to 15 Lakhs and covers up to 75% of the value. You can select the tenure between 1 year and 10 years. And, if you pay off the loan early, there are no foreclosure charges.
Home Loan Plus
The Home Loan Plus is a product meant only for our existing customers. The purpose of this loan is to meet personal expenses or emergencies and not for speculation. The loan amount is between 1 Lakh to 10 Lakhs for a tenure between 1 year to 10 years
Utkarsh Awas Loan
In collaboration with Government’s thrust for ‘Housing for All’ under the ‘Pradhan Mantri Awas Yojna’, we offer Utkarsh Awas Yojna for MIG and EWS/LIG categories. With our loan scheme, we aim to provide customers with easy accessibility of funds to help them build their dream home.
Takeover of Loan
If your existing loan is more than a year old, you can choose to transfer your current loan balance and enjoy lower home loan interest rates. The loan amount ranges between 1 lakh to 1 crore with 75% LTV. The tenure could be a minimum of 3 years to a maximum of 20 years. This product can help