As per the RBI guidelines, Utkarsh Small Finance Bank Limited (USFBL) is offering moratorium facility to its eligible customers. In line with the revised RBI guidelines, Bank will now be extending the Moratorium facility by another 3 months i.e. from 01st June 2020 to 31st August 2020. Customers opting for the moratorium extension will not be required to pay their EMIs falling due during the month(s) of June/July/August, depending upon the number of months for which moratorium is opted.

Interest will continue to accrue on the outstanding amount of the loan for the period of the moratorium at the applicable rate on the loan.

For those, who opt for the Moratorium, the repayment schedule of their loan will shift and the tenor of the loan will be extended to enable them to repay the Interest accrued during the Moratorium period. The installment amount will be appropriately recalculated, including interest during the moratorium period.

Note: Request received for the moratorium, minimum 3 working days prior to the EMI due date will only be considered for Moratorium facility for the Month.

Moratorium Request

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