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        • Basic Savings Bank Dep Small Account(BSBDA-Small)
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      • Debit Card Upgradation Program
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      • Tokenisation
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      • Atal Pension Yojna
      • Insurance & Investments
    • Loans
      • Back to Loans
      • Utkarsh Gold Loan
      • Housing Loans
        • Back to Housing Loans
        • Home Loan
        • Utkarsh Grih Sudhar
        • Home Loan Plus
        • Utkarsh Awas Loan
        • Home Loan Balance Transfer
      • LAP Retail
      • Personal Loans
      • Overdraft against Fixed Deposit
      • Mandate Cancellation
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        • Financial Institution
        • TASC
      • Escrow Bank Account
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      • Rupay Classic Debit Cards
      • Rupay Platinum Debit Cards
      • Mastercard Gold Contactless Debit Cards
      • Mastercard Platinum Contactless Debit Cards
      • Debit Card Upgradation Program
      • Manage Your Cards
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    • Insurance & investments
      • Back to Insurance & investments
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      • Insurance & investments
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      • Corporate Net Banking
      • Utkarsh UPI
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        • Back to Micro Banking Group Loans
        • Utkarsh Pragati
        • Utkarsh Kiran
        • Utkarsh Asha
      • MSME Loans
        • Back to MSME Loans
        • Business Loan Plus
        • Business Loan
        • BL Secured+
        • LAP- Prime
        • Utkarsh Biz Secure
        • GECL
        • Loan for Purchase of Commercial Property
        • Utkarsh Lease Secure
        • Utkarsh Smart Business
      • Wholesale Banking
        • Back to Wholesale Banking
        • Wholesale Lending
        • Business Correspondent
      • Micro Banking Business Loan
        • Back to Micro Banking Business Loan
        • Micro Banking Business Loan
      • PM SVANidhi Loan
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Home About Us INVESTOR RELATIONS Ipo 2022 Documents

IPO 2022 Documents

Below disclosures are in accordance with Securities and Exchange Board of India (Issue of Capital and Disclosures Requirements) Regulations, 2018 with respect to the bank undertaking Initial Public Offer (IPO).

  

  • Material Contracts & Documents
  1. Auditors Consent Letter
  2. Bank & UCL Service Agreement - October 19, 2019
  3. Board Meeting Minutes of UCL - June 11, 2019
  4. Business Transfer Agreement
  5. Certificate of Incorporation and Memorandum & Articles of Association
  6. CRISIL Report on Industry
  7. Examination Report on Restated Financial Information
  8. Inclusion of Name in Second Schedule - November 16, 2017
  9. Investment Agreement
  10. Promoter SHA
  11. RBI In-Principle Approval
  12. RBI letter approving appointment of Haribhakti & Co. LLP - June 21, 2021
  13. RBI letter approving appointment of Mr. Govind Singh as MD & CEO - September
  14. RBI Licence
  15. Resolution - Board of Directors - July 15, 2022
  16. Resolution - Board of Directors - July 28, 2022
  17. Resolution - CSFR Committee - July 29, 2022
  18. Resolution - Shareholders - July 19, 2022
  19. Statement of Special Tax Benefits
  20. Tripartite agreement of Bank, CDSL and Registrar - February 14, 2017
  21. Tripartite agreement of Bank, NSDL and Registrar - February 17, 2017
  22. Utkarsh Micro Finance Limited Audited Standalone Financials
  23. Utkarsh Micro Finance Limited Standalone Financials
  • Material Contracts & Documents
    1. Auditors Consent Letter
    2. Bank & UCL Service Agreement - October 19, 2019
    3. Board Meeting Minutes of UCL - June 11, 2019
    4. Business Transfer Agreement
    5. Certificate of Incorporation and Memorandum & Articles of Association
    6. CRISIL Report on Industry
    7. Examination Report on Restated Financial Information
    8. Inclusion of Name in Second Schedule - November 16, 2017
    9. Investment Agreement
    10. Promoter SHA
    11. RBI In-Principle Approval
    12. RBI letter approving appointment of Haribhakti & Co. LLP - June 21, 2021
    13. RBI letter approving appointment of Mr. Govind Singh as MD & CEO - September
    14. RBI Licence
    15. Resolution - Board of Directors - July 15, 2022
    16. Resolution - Board of Directors - July 28, 2022
    17. Resolution - CSFR Committee - July 29, 2022
    18. Resolution - Shareholders - July 19, 2022
    19. Statement of Special Tax Benefits
    20. Tripartite agreement of Bank, CDSL and Registrar - February 14, 2017
    21. Tripartite agreement of Bank, NSDL and Registrar - February 17, 2017
    22. Utkarsh Micro Finance Limited Audited Standalone Financials
    23. Utkarsh Micro Finance Limited Standalone Financials

 

 

ABOUT US 

  • Board of Directors
  • Key Managerial Personnel
  • Vision & Mission
  • CSR Activities
  • CSR Documents

PRODUCTS 

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  • Loans
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  • Remittance

POLICIES 

  • Our Policies
  • Comprehensive Notice Board
  • Corporate Governance Policy

REGULATORY DISCLOSURE 

  • MCLR
  • Method of Interest Calcualtion (Savings & Deposit)
  • APR Calculator
  • Average Interest Rate Charged on Microfinance Loan Products
  • Mean Interest Rate for MB Assets Loan Products (FY 2021-22)
  • Mean Interest Rates for Retail Loan Products
  • Disclosures as per SEBI (LODR)
  • LCR
  • Annual Report
  • Annual Return
  • AGM
  • EGM
  • BASEL- Pillar III Disclosures
  • Fintech Partners
  • NSFR
  • RBI Kehta Hai

CONNECT WITH US 

  • Complaint Form

Address:

Utkarsh Tower,
NH-31(Airport Road),
Sehmalpur,Kazi Sarai,
Harhua, Varanasi,
PIN – 221105, Uttar Pradesh

Phone:
0542-2500596
1800 123 9878

Email:
[email protected]

[email protected]

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LICENSE 

  • RBI License
  • Authorized Dealer License
  • MFIN
  • CIN

 Disclaimer | Sitemap | Miscellaneous | Terms and Conditions | GST Registration Numbers

“Beware of Fictitious offers/ Lottery Winnings/Cheap Fund Offers – Do not fall prey to such fictitious offers by making remittance towards participation in such schemes/offers”

“Effective 1st September’19, TDS of 2% is applicable on cash withdrawal exceeding Rs. 1 crore in a financial year. For more details please click here ”

“Utkarsh Small Finance Bank Ltd." does not solicit/collect/request for payment of cash for its services/products. Beware of illegal/fraudulent entities using our brand name "UTKARSH" in any sequence/format.”

CIN: U65992UP2016PLC082804 (Utkarsh Small Finance Bank is ipv6 compliant)

 

Utkarsh Finance Bank

Complaint Form

I authorise Utkarsh Small Finance Bank Ltd. & its representatives to Call, SMS or Email me with reference to my complaint.

If the resolution you receive does not meet your expectations, you may communicate your concern further to our Nodal Officer at [email protected] If you are unsatisfied with the responses you receive after following the first two levels of the complaint mechanism, you may write further to Mr. Aravind Khandelwal, Principal Nodal Officer at [email protected] As per the Banking Ombudsman Scheme 2006, if your complaint is not resolved within one month from filing the complaint or if you are not satisfied with the reply, finally you can also write to Office of the Banking Ombudsman appointed by Reserve Bank of India.

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