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Toll Free No.
1800 123 9878
1800 180 6878
1800 208 1788 -
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Meet your additional personal/ Business requirements with Utkarsh Small Finance Bank Limited's Loans Against Property (Prime). Mortgage your property & get loan up to 65% of your property’s value. Bank offers competitive interest rates and a hassle-free processing on loans against property. With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs. Rate of Interest (ROI): 11%-12% p.a.
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S. No |
Charge Name |
Charges |
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i. |
Processing Fee* |
Upto 2% of Loan Amount + Applicable taxes
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ii. |
Account Maintenance Fee (For on MSME Loans up to |
Upto 2% of Loan Amount + applicable taxes
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iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
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iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
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4% of the Pre-Payment amount towards principal and applicable taxes
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v.
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Cheque /NACH/ SI Bouncing Charges
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vi. |
Penal Interest on Overdue EMI
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2% month on the Overdue EMI for the Overdue Period |
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vii. |
Legal/Valuation Charges |
As per actuals |
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viii. |
Duplicate Interest and Principal Certificate issuance Charge |
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ix. |
Duplicate No dues Certificate / NOC issuance Charges |
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x. |
Swap Charges (Cheque/Instrument) |
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xi. |
Duplicate statement issuance Charges |
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xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
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