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1800 208 1788
1800 123 9878 -
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Meet your personal requirements with Utkarsh Small Finance Bank Limited's Loans Against Property. Mortgage your property & get loan up to 65% of your property’s value. Bank offers competitive interest rates and a hassle-free processing on loans against property. With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs.
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S.No |
Charge Name |
Charges |
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i. |
Processing Fee on Loans>Rs. 5 Lakh |
2% of Loan Amount and applicable taxes (GST)
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ii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
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iii. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
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4% of the Pre-Payment amount towards principal and applicable taxes
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iv. |
Cheque /NACH/ SI Bouncing Charges
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Rs. 300 + Applicable taxes
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v. |
Penal Charges on Overdue EMI
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2% month on the Overdue EMI + Applicable taxes |
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vi. |
Legal/Valuation Charges |
As per actuals |
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vii. |
Duplicate Interest and Principal Certificate |
Rs. 250
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viii. |
Credit Bureau report charges |
Rs. 50 |
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ix. |
Duplicate No dues Certificate / NOC |
Rs. 250 |
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x. |
Swap Charges (Cheque/Instrument) |
Rs. 500/- per occasion of swapping of the PDCs/ECS mandate/NACH/ Standing instruction mandate+ GST as applicable |
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xi. |
Duplicate statement issuance Charges |
Rs. 250/- per instance per set + GST as applicable |
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xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
Rs. 250/- per instance per set + GST as applicable |
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xiii. |
Stamp Duty Charges |
As per Actuals |
