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Toll Free No.
1800 123 9878
1800 208 1788
These loans are provided to salaried, self-employed professionals and self-employed non-professionals and range between
Bank has also introduced new variants under LAP product during the first quarter of Fiscal 2023. These variants are Utkarsh Elite & LAP BT Multiplier for existing borrowers. Maximum loan amount under these variants is
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S. No |
Charge Name |
Charges |
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i. |
Processing Fee* |
Upto 2% of Loan Amount + Applicable taxes
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ii. |
Account Maintenance Fee (For on MSME Loans up to |
Upto 2% of Loan Amount + applicable taxes
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iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
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iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
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4% of the Pre-Payment amount towards principal and applicable taxes
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v.
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Cheque /NACH/ SI Bouncing Charges
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vi. |
Penal Interest on Overdue EMI
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2% month on the Overdue EMI for the Overdue Period |
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vii. |
Legal/Valuation Charges |
As per actuals |
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viii. |
Duplicate Interest and Principal Certificate issuance Charge |
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ix. |
Duplicate No dues Certificate / NOC issuance Charges |
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x. |
Swap Charges (Cheque/Instrument) |
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xi. |
Duplicate statement issuance Charges |
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xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
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