LAP Retail

Meet your personal requirements with Utkarsh Small Finance Bank Limited's Loans Against Property. Mortgage your property & get loan up to 65% of your property’s value. Bank offers competitive interest rates and a hassle-free processing on loans against property. With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs.

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Benefits
Documents required
Fee and Charges
FAQ

Loans of up to Rs. 1 Crore available
Loan tenure: 36 Months to 120 Months
Repayment in easy Equated Monthly Installment (EMI)
Foreclosure Allowed during the tenure of the loan
NACH/SI allowed for loan repayment
Hassle Free Processing

KYC
Application form
Original Property Papers
Documents as per product norms

Minimum processing fee is 2% of the loan amount (excluding GST)

Q. What’s the loan limit for LAP- Retail Loan?
A. You can apply for a LAP Retail loan starting from Rs. 2 Lakhs to Rs. 1 Crores

Q. What’s the loan tenure?
A. Maximum loan tenure is 120 months.

Q. Who can apply for LAP- Retail Loan?
A. Individuals.

Q. How do I apply for this Loan?

You can either call us on 0542-2500596 or write to us at communications@utkarsh.bank , let us know about your requirement and we will get in touch with you.

Benefits
1. Loans of up to Rs. 1 Crore available
2. Loan tenure: 36 Months to 120 Months
3. Repayment in easy Equated Monthly Installment (EMI)
4. Foreclosure Allowed during the tenure of the loan
5. NACH/SI allowed for loan repayment
6. Hassle Free Processing
Documents required
1. KYC
2. Application form
3. Original Property Papers
4. Documents as per product norms
Fee and Charges
1. Minimum processing fee is 2% of the loan amount (excluding GST)
FAQ

Q. What’s the loan limit for LAP- Retail Loan?
A. You can apply for a LAP Retail loan starting from Rs. 2 Lakhs to Rs. 1 Crores

Q. What’s the loan tenure?
A. Maximum loan tenure is 120 months.

Q. Who can apply for LAP- Retail Loan?
A. Individuals.

Q. How do I apply for this Loan?

You can either call us on 0542-2500596 or write to us at communications@utkarsh.bank , let us know about your requirement and we will get in touch with you.