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You always need funds to take full advantage of growth opportunities in your business. Grow your business or expand without disturbing your personal investments or applying for multiple loans. Apply for a Business Loan up to Rs. 10 Lakhs with Utkarsh Small Finance Bank Limited and get competitive interest rates and hassle free processing. You can rest assured and concentrate on the only thing that needs your attention - your business.Rate of Interest (ROI): 17%-22% p.a.
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S. No |
Charge Name |
Charges |
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i. |
Processing Fee* |
Upto 2% of Loan Amount + Applicable taxes
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ii. |
Account Maintenance Fee (For on MSME Loans up to Rs. 5 Lakh) |
Upto 2% of Loan Amount + applicable taxes
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iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
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iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
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4% of the Pre-Payment amount towards principal and applicable taxes
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v.
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Cheque /NACH/ SI Bouncing Charges
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Rs. 300 + Applicable taxes
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vi. |
Penal Interest on Overdue EMI
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2% month on the Overdue EMI for the Overdue Period |
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vii. |
Legal/Valuation Charges |
As per actuals |
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viii. |
Duplicate Interest and Principal Certificate issuance Charge |
Rs. 250 + Applicable taxes
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ix. |
Duplicate No dues Certificate / NOC issuance Charges |
Rs. 250 + Applicable taxes |
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x. |
Swap Charges (Cheque/Instrument) |
Rs. 500/- per occasion of swapping of the ECS mandate/NACH/ Standing instruction mandate+ Applicable taxes |
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xi. |
Duplicate statement issuance Charges |
Rs. 250/- per instance per set + Applicable taxes |
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xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
Rs. 250/- per instance per set + Applicable taxes |
*Nil Processing Fee for MSME loans upto Rs. 5 Lakh.
