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You always need funds to take full advantage of growth opportunities in your business. Grow your business or expand without disturbing your personal investments or applying for multiple loans. Apply for a Business Loan up to Rs. 10 Lakhs with Utkarsh Small Finance Bank Limited and get attractive interest rates and hassle free processing. You can rest assured and concentrate on the only thing that needs your attention - your business.
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S.No |
Charge Name |
Charges |
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i. |
Processing Fee on Loans>? 5 Lakh |
2% of Loan Amount and applicable taxes (GST)
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ii. |
Account Maintenance Fee For on Loans up to ? 5 Lakh |
2% of Loan Amount and applicable taxes (GST)
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iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
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iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
|
4% of the Pre-Payment amount towards principal and applicable taxes
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v..
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Cheque /NACH/ SI Bouncing Charges
|
? 300 + Applicable taxes
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vi. |
Penal Charges on Overdue EMI
|
2% month on the Overdue EMI + Applicable taxes |
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vii. |
Legal/Valuation Charges |
As per actuals |
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viii. |
Duplicate Interest and Principal Certificate |
? 250
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ix. |
Credit Bureau report charges |
? 50 |
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x. |
Duplicate No dues Certificate / NOC |
? 250 |
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xi. |
Swap Charges (Cheque/Instrument) |
? 500/- per occasion of swapping of the PDCs/ECS mandate/NACH/ Standing instruction mandate+ GST as applicable |
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xii. |
Duplicate statement issuance Charges |
? 250/- per instance per set + GST as applicable |
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xiii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
? 250/- per instance per set + GST as applicable |
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xiv. |
Stamp Duty Charges |
As per Actuals |
