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Toll Free No.
1800 123 9878
1800 208 1788
Naveen Savings Account is a full KYC account which provides a basic savings banking features with the aim of encouraging people to start saving without the burden of fees and charges. The aim of introducing “Naveen Saving Account” is to offers small saving deposit and utilize the same for day to day requirement, wherein they can pool in the daily/monthly saving and avail the basic benefits and services of banking products. This encourage small customer segment for starting small amount deposit.
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Validate your Details by entering OTP sent on the above mentioned Mobile Number
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Balance in |
Rate of Interest w.e.f. December 01, 2022 |
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Balance Upto |
4.25% p.a. |
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Incremental balance Above |
6.50% p.a. |
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Incremental Balance Above |
7.25% p.a. |
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Incremental Balance Above |
7.50% p.a. |
*Conditions Apply
*Important Point: No Additional Interest Rate for Senior Citizen.
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Balance in |
Rate of Interest w.e.f. December 01, 2022 |
|
Balance Upto |
4.25% p.a. |
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Incremental balance Above |
6.50% p.a. |
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Incremental Balance Above |
7.25% p.a. |
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Incremental Balance Above |
7.50% p.a. |
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Schedule Of Charges |
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Average Balance Requirements |
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Metro/Urban/Semi-Urban/Rural Branches |
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Non-Maintenance Charges |
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Initial Funding Requirement |
50% of Average Quarterly Balance Requirement |
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Branch Cash Transactions |
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Cash Deposit Transactions- Free limits/month |
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Charges Beyond Free Limit |
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Cash Deposit Transactions (Folio Charges) |
4 Branch transactions |
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Charges Beyond Free Limit |
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Cash Withdrawal - Free limits/month |
Unlimited (Across all categories of Branches) |
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Cash Withdrawal charges beyond free limit |
Nil |
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Cheque Issuance/ Collection Charges |
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Cheque book (10 Leaves) |
1 cheque book free per quarter |
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Charges Beyond Free Limit |
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Cheque Return Charges Inward |
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Cheque Return Charges Outwardt |
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NEFT/RTGS/IMPS transactions (Online) |
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RTGS Outward |
Free |
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NEFT Outward |
Free |
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IMPS Payments |
Free |
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SMS Alerts |
Free |
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Doorstep Banking Services |
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Cash Pickup Charges (within city limits with a |
Not Available |
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Cheque Pickup Charges (within city limits with |
Not Available |
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Other Charges |
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Physical Account Statement (Quarterly) |
Free |
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Email Statements |
Free |
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Stop Payment Instructions |
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Signature, Address and Photo attestation |
Nil |
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Duplicate Interest & Balance Certificate Issuance |
Nil |
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Account Related Charges |
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Account Closure |
Up to 14 days - Nil Above 14 days up to 12 months |
