3-In-1 Account

Utkarsh Small Finance Bank in collaboration with ICICI Securities Ltd offers you a perfect fusion of banking and investment. This 3-in-1 account gives you the convenience to Buy, Sell and Hold your investments through an integrated account (Savings + Demat + Online Trading). This offering will consolidate your trading account with ICICI Securities Ltd with the bank savings account as maintained at Utkarsh Small Finance Bank Ltd.

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Cash withdrawal on Utkarsh Bank ATMs

  • Earn competitive rate of interest on your balances held in savings account.

  • No AMC Charges for the first year*.

  • Zero Account Opening charges.

  • Instant cash in 30 Minutes.

  • Advance tools and features for trading .

  • Call and trade facility (during market hours for easy & quick trading).

*Demat account annual maintenance charges- 700 (waived for ICICIdirect customers for the first year), 300 for ICICIdirect Neo customers from first year onwards.

To open a 3-IN-1 Account, Customer must be:

  • A resident of India.

  • An existing account holder of Utkarsh Small Finance Bank

  • PAN Card(Mandatory)

  • Aadhaar Card (Mobile number linked to Aadhaar)

  • Specimen Signature on a Plain paper

  • Mobile / Desktop with camera for live photo verification

NOTE:- Cancelled Cheque required only if penny drop falls in DIY journey of Demat and Trading account opening.

  • Savings account schedule of charges depends on the account opted between Standard and Premium with regard to their offerings and services. (Please read in accounts and Deposit section tab of our website).

  • Demat account charges on regular account and for account opening charges for trading account depends on the scheme opted by customer as account with ICICI Securities Ltd.

This solution is provides you with an integrated service between Utkarsh Small Finance Bank and ICICI Securities Ltd.

For More Details, go through the Offerings and Services with ICICI Securities Ltd as there are multiple Brokerage plan available on site.

FAQs

A Demat Account or Dematerialisation account provides the facility of holding shares and securities in an electric format. It holds all the investments an individual makes in shares, government Securities, ETF, mutual funds in at one place.

The trading account, is a link between your bank account and Demat account. Its provides the interface to buy and sell shares in the stock market.

  1. Seamless and Secure Trading
  2. Wide Range of Product
  3. Hassle free trading without any deviation
  4. Advanced tools and features

This 3-in-1 account gives you the convenience and provides a single window for making investment to operate your Demat, Trading and Bank Accounts. This 3-in-1 account is a joint offering and will integrate your Trading and demat account maintained by ICICI Securities Ltd the savings bank account as maintained with Utkarsh Small finance bank.

Aadhaar is an optional document for opening a Demat account through offline mode and compulsory through digital mode for e-KYC process. However, linking of Aadhaar with PAN is mandatory as per Income Tax guidelines.

You can use your PAN card or Voter ID as a valid proof of identity.

Students below 18 years of age (minors) may open demat accounts through its natural /legal guardian, whereas they may not be allowed to open a trading account.

For more details, contact our nearest branch or you may speak to our customer care executive at 1800 123 9878 .

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