Now avail overdraft (OD) on you Fixed Deposit to manage your immediate requirement of funds without necessitating to liquidate your Fixed Deposit.
Get
1 reward point on every
100 spends on debit cardGet
1 reward point on every
100 spends on debit cardGet
Cash withdrawal on Utkarsh Bank ATMs
Interest charged on the amount utilized and for the tenure of utilization
Easy access to your own liquid funds
No need to break the Fixed Deposit. Avail overdraft instead and manage your requirement of funds.
Below entities are eligible to avail OD against FD
Individual Resident of India
Private and Public Limited Company
Avail OD limit up to 90% of the value of your fixed deposit*
Interest rate 2% above the term deposit rate*
Nil Processing Fee
For complete details on Fees and Charges effective from 01st April 2024, please click here
*T&C Apply. For more details, please contact nearest Utkarsh Small Finance Bank Branch
Interest Rate 8.00% |
Interest Earned 3,50,452 |
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
(Indicative interest rates for calculation only. click here for latest rates.) |
Earn up to 7.75 %* on your Savings Account and get interest credited quarterly
Earn interest rates up to 8.50 %* p.a. and 9.10 %* p.a. for Senior Citizens
Get Loan amount upto
10 Crores with Flexible Tenure upto 15 yearsTurn your surplus funds into security, for a better tomorrow
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