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Toll Free No.
1800 123 9878
1800 208 17881800 180 6878
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1800 180 6878
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This product is for customers belonging to the economically weaker section of the society, who do not have proper KYC documents. With a Zero average balance requirement, it is targeted towards bringing unbanked population under banking segment.
|
Balance in Rs. |
Rate of Interest W.E.F. July 01, 2021 |
|
|
Balance Upto Rs 50,000 |
5.00% |
* Terms & Conditions
| Average Balance Requirements | Basic Savings Bank Deposit Small Account (BSBDA- Small) |
| AQB | |
| Metro & Urban Banking Outlet | Nil ( The balance at any point of time should not exceed Rs. 50,000/-) |
| Semi-Urban & Rural Banking Outlet | Nil ( The balance at any point of time should not exceed Rs. 50,000/-) |
| Charges for Non-Maintenance | Nil |
| Cash Deposit - Home & Non-Home Branch (Combined) | |
| Cash Deposit Transactions- Free limits/month | Up to Rs. 50,000/- 4 transactions (whichever is earlier): The aggregate of all withdrawals and transfers in a month should not exceed Rs. 10,000/- The aggregate of all credits in a financial year should not exceed Rs. 1 lakh |
| Charges | Not Applicable |
| DD/PO Issuance | |
| Demand Drafts Payable on own Bank Locations | Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/- |
| Demand Drafts Payable at Correspondent Bank Locations |
Rs. 1/- per thousand, min Rs. 25/- DD + Correspondent Bank charges |
| Revalidation | Free |
| Duplicate DD Issuance | Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/- |
| DD/PO Cancellation | Rs. 100/- |
| Cheque Book | |
| Free Leaves | Not Available |
| Charges Beyond Free Limit | Not Applicable |
| Payment Services | |
| RTGS Outward | Not Available |
| NEFT Outward | Free |
| IMPS Payments | Upto Rs. 10,000/- Rs. 5/- |
| Other Charges | |
| Outstation Cheque Collection Fees | Upto & Including Rs. 5,000/- Rs. 25/- per cheque Above Rs. 5,000/- upto Rs. 10,000/- Rs. 50/- per cheque |
| Cheque Return Charges (Outward and Inward) | Rs. 200/- per cheque |
| SMS Alerts | Free |
| Phone Banking | Free |
| Quarterly Physical Statements | Free |
| Email Statements | Not Available |
| Ad-hoc Statements | Free |
| Stop Payment Instructions | Not Applicable |
| Standing Instructions | Within Bank: Free Other Banks: Not Available |
| Record Retrieval Charges (Cheque/ Instruction/ Charge slip) |
Free |
| Signature, Address and Photo attestation | Free |
| Duplicate Interest & Balance Certificate Issuance Charge | Rs. 100/- per instance |
| Duplicate TDS Certificate Issuance Charge | Rs. 100/- per instance |
| Account Closure | Nil |
