- Personal
- Business
- About Us
- Help And Support
- Careers
- Utkarsh in News
-
Toll Free No.
1800 123 9878
1800 208 17881800 180 6878
-
1800 180 6878
Please help us with your details
Validate your Details by entering OTP sent on the above mentioned Mobile Number
This product is for customers belonging to the economically weaker section of the society, who do not have proper KYC documents. With a Zero average balance requirement, it is targeted towards bringing unbanked population under banking segment.
|
Balance in Rs. |
Rate of Interest w.e.f Aug 01, 2020 |
|
|
Balance Upto Rs 50,000 |
5.00% |
* Terms & Conditions
| Average Balance Requirements | Basic Savings Bank Deposit Small Account (BSBDA- Small) |
| AQB | |
| Metro & Urban Banking Outlet | Nil ( The balance at any point of time should not exceed Rs. 50,000/-) |
| Semi-Urban & Rural Banking Outlet | Nil ( The balance at any point of time should not exceed Rs. 50,000/-) |
| Charges for Non-Maintenance | Nil |
| Cash Deposit - Home & Non-Home Branch (Combined) | |
| Cash Deposit Transactions- Free limits/month | Up to Rs. 50,000/- 4 transactions (whichever is earlier): The aggregate of all withdrawals and transfers in a month should not exceed Rs. 10,000/- The aggregate of all credits in a financial year should not exceed Rs. 1 lakh |
| Charges | Not Applicable |
| DD/PO Issuance | |
| Demand Drafts Payable on own Bank Locations | Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/- |
| Demand Drafts Payable at Correspondent Bank Locations |
Rs. 1/- per thousand, min Rs. 25/- DD + Correspondent Bank charges |
| Revalidation | Free |
| Duplicate DD Issuance | Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/- |
| DD/PO Cancellation | Rs. 100/- |
| Cheque Book | |
| Free Leaves | Not Available |
| Charges Beyond Free Limit | Not Applicable |
| Payment Services | |
| RTGS Outward | Not Available |
| NEFT Outward | Free |
| IMPS Payments | Upto Rs. 10,000/- Rs. 5/- |
| Other Charges | |
| Outstation Cheque Collection Fees | Upto & Including Rs. 5,000/- Rs. 25/- per cheque Above Rs. 5,000/- upto Rs. 10,000/- Rs. 50/- per cheque |
| Cheque Return Charges (Outward and Inward) | Rs. 200/- per cheque |
| SMS Alerts | Free |
| Phone Banking | Free |
| Quarterly Physical Statements | Free |
| Email Statements | Not Available |
| Ad-hoc Statements | Free |
| Stop Payment Instructions | Not Applicable |
| Standing Instructions | Within Bank: Free Other Banks: Not Available |
| Record Retrieval Charges (Cheque/ Instruction/ Charge slip) |
Free |
| Signature, Address and Photo attestation | Free |
| Duplicate Interest & Balance Certificate Issuance Charge | Rs. 100/- per instance |
| Duplicate TDS Certificate Issuance Charge | Rs. 100/- per instance |
| Account Closure | Nil |
