Basic Savings Bank Dep Small Account(BSBDA-Small)

This product is for customers belonging to the economically weaker section of the society, who do not have proper KYC documents. With a Zero average balance requirement, it is targeted towards bringing unbanked population under banking segment.

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Benefits
Fees And Charges

No Minimum Balance required
A Classic Rupay debit card is offered with no annual maintenance charges for the first year
Free unlimited domestic cash withdrawals at all ATMs
Access to Internet Banking
Passbook Facilities for all Account Holders
Interest Rate on Domestic Savings *:

Balance in	Rate of Interest w.e.f October 1, 2021
Balance in	Rate of Interest w.e.f October 1, 2021
Balance Upto 50,000	3.75% p.a.

* Terms & Conditions

Average Balance Requirements	Basic Savings Bank Deposit Small Account (BSBDA- Small)
Average Balance Requirements	AQB
Metro & Urban Banking Outlet	Nil ( The balance at any point of time should not exceed Rs. 50,000/-)
Semi-Urban & Rural Banking Outlet	Nil ( The balance at any point of time should not exceed Rs. 50,000/-)
Charges for Non-Maintenance	Nil
Cash Deposit - Home & Non-Home Branch (Combined)
Cash Deposit - Home & Non-Home Branch (Combined)
Cash Deposit Transactions- Free limits/month	Up to Rs. 50,000/- 4 transactions (whichever is earlier): The aggregate of all withdrawals and transfers in a month should not exceed Rs. 10,000/- The aggregate of all credits in a financial year should not exceed Rs. 1 lakh
Charges	Not Applicable
DD/PO Issuance
DD/PO Issuance
Demand Drafts Payable on own Bank Locations	Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/-
Demand Drafts Payable at Correspondent Bank Locations	Rs. 1/- per thousand, min Rs. 25/- DD + Correspondent Bank charges
Revalidation	Free
Duplicate DD Issuance	Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/-
DD/PO Cancellation	Rs. 100/-
Cheque Book
Cheque Book
Free Leaves	Not Available
Charges Beyond Free Limit	Not Applicable
Payment Services
Payment Services
RTGS Outward	Not Available
NEFT Outward	Free
IMPS Payments	Upto Rs. 10,000/- Rs. 5/-
Other Charges
Other Charges
Outstation Cheque Collection Fees	Upto & Including Rs. 5,000/- Rs. 25/- per cheque Above Rs. 5,000/- upto Rs. 10,000/- Rs. 50/- per cheque
Cheque Return Charges (Outward and Inward)	Rs. 200/- per cheque
SMS Alerts	Free
Phone Banking	Free
Quarterly Physical Statements	Free
Email Statements	Not Available
Ad-hoc Statements	Free
Stop Payment Instructions	Not Applicable
Standing Instructions	Within Bank: Free Other Banks: Not Available
Record Retrieval Charges (Cheque/ Instruction/ Charge slip)	Free
Signature, Address and Photo attestation	Free
Duplicate Interest & Balance Certificate Issuance Charge	Rs. 100/- per instance
Duplicate TDS Certificate Issuance Charge	Rs. 100/- per instance
Account Closure	Nil

For Debit Card Variants & Charges, kindly refer to the Card Section

For complete details on Fees and Charges, please click here

"Proposed Schedule of Charges to be effective from 21st October 2021” Please click here

Benefits
1. No Minimum Balance required
2. A Classic Rupay debit card is offered with no annual maintenance charges for the first year
3. Free unlimited domestic cash withdrawals at all ATMs
4. Access to Internet Banking
5. Passbook Facilities for all Account Holders
6. Interest Rate on Domestic Savings *:
Balance in

Rate of Interest w.e.f October 1, 2021

Balance Upto 50,000

3.75% p.a.

* Terms & Conditions

Fees And Charges

Average Balance Requirements	Basic Savings Bank Deposit Small Account (BSBDA- Small)
Average Balance Requirements	AQB
Metro & Urban Banking Outlet	Nil ( The balance at any point of time should not exceed Rs. 50,000/-)
Semi-Urban & Rural Banking Outlet	Nil ( The balance at any point of time should not exceed Rs. 50,000/-)
Charges for Non-Maintenance	Nil
Cash Deposit - Home & Non-Home Branch (Combined)
Cash Deposit - Home & Non-Home Branch (Combined)
Cash Deposit Transactions- Free limits/month	Up to Rs. 50,000/- 4 transactions (whichever is earlier): The aggregate of all withdrawals and transfers in a month should not exceed Rs. 10,000/- The aggregate of all credits in a financial year should not exceed Rs. 1 lakh
Charges	Not Applicable
DD/PO Issuance
DD/PO Issuance
Demand Drafts Payable on own Bank Locations	Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/-
Demand Drafts Payable at Correspondent Bank Locations	Rs. 1/- per thousand, min Rs. 25/- DD + Correspondent Bank charges
Revalidation	Free
Duplicate DD Issuance	Upto Rs. 2,000/- Rs. 20/- Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/-
DD/PO Cancellation	Rs. 100/-
Cheque Book
Cheque Book
Free Leaves	Not Available
Charges Beyond Free Limit	Not Applicable
Payment Services
Payment Services
RTGS Outward	Not Available
NEFT Outward	Free
IMPS Payments	Upto Rs. 10,000/- Rs. 5/-
Other Charges
Other Charges
Outstation Cheque Collection Fees	Upto & Including Rs. 5,000/- Rs. 25/- per cheque Above Rs. 5,000/- upto Rs. 10,000/- Rs. 50/- per cheque
Cheque Return Charges (Outward and Inward)	Rs. 200/- per cheque
SMS Alerts	Free
Phone Banking	Free
Quarterly Physical Statements	Free
Email Statements	Not Available
Ad-hoc Statements	Free
Stop Payment Instructions	Not Applicable
Standing Instructions	Within Bank: Free Other Banks: Not Available
Record Retrieval Charges (Cheque/ Instruction/ Charge slip)	Free
Signature, Address and Photo attestation	Free
Duplicate Interest & Balance Certificate Issuance Charge	Rs. 100/- per instance
Duplicate TDS Certificate Issuance Charge	Rs. 100/- per instance
Account Closure	Nil

For Debit Card Variants & Charges, kindly refer to the Card Section

For complete details on Fees and Charges, please click here

"Proposed Schedule of Charges to be effective from 21st October 2021” Please click here