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This product is for customers belonging to Lower strata of society, who do not have proper KYC documents. With a Zero average balance requirement, it is targeted towards bringing unbanked population under banking segment.
|
Balance in Rs. |
Rate of Interest w.e.f Aug 01, 2020 |
|
|
Balance Upto Rs. 1 Lakh |
5.00% |
|
|
Incremental balance Above Rs. 1 Lakh to Rs. 25 Lakhs |
6.00% |
|
|
Incremental Balance Above Rs. 25 Lakhs |
7.25% |
* Conditions Apply
| Schedule of Charges: Basic Savings Bank Dep Small Account(BSBDA-Small) | |
|---|---|
| AQB Requirements | AQB Non-Maintenance Charges |
|
Nill (The balance at any point of time should not exceed Rs. 50,000) |
Nill |
| Debit Card | Rupay Card- Classic |
|---|---|
| Card Fees | Issuance Fee (Primary Holder): Free Annual Fee (Primary Holder): Free |
| Withdrawal Limit | ATM Rs. 10,000 per day |
| Per Transaction Limits | Rs. 10,000 (own Bank ATM) Rs. 10,000 (other Bank ATM) |
| Shopping Limit | POS Rs. 10,000 per day |
| Per Transaction Limits | POS Rs. 10,000 |
| ATM Transactions | Unlimited Free transactions |
| Other ATM Card Charges | PIN Regeneration Charges – NIL (Green Pin) Card Replacement Charges - Rs. 150 |
| Service Type | Free limit | Charges Beyond Free Limit |
|---|---|---|
| Cash Deposit Transactions |
Upto Rs. 50,000 4 Transactions (whichever is earlier); The aggregate of all withdrawals and transfers in a month should not exceed Rs. 10,000/-.The aggregate of all credits in a financial year should not exceed Rs. 1 Lakh. |
Not Applicable |
| Chequebook |
Not Applicable |
Not Applicable |
| DD/PO transactions |
Demand Drafts Payable on own Bank locations: Payable at corresponding bank locations: Rs. 1 per thousand, min Rs. 25 DD + Correspondent Bank charges Duplicate DD: Upto Rs. 2,000 Rs. 20 Above Rs. 2,000 upto Rs. 10,000 Rs. 50 |
