- Personal
- Business
- About Us
- Help And Support
- Careers
- Utkarsh in News
- Toll Free No.
1800 180 6878
1800 208 1788
1800 123 9878 -
This product is for customers belonging to Lower strata of society, who do not have proper KYC documents. With a Zero average balance requirement, it is targeted towards bringing unbanked population under banking segment.
Balance in Rs. |
Rate of Interest w.e.f Aug 01, 2020 |
|
Balance Upto Rs 50,000 |
5.00% |
* Terms & Conditions
Product Name | Basic Savings Bank Dep Small Account(BSBDA-Small) |
Minimum Balance Requirement | |
AQB Requirements | Nill |
(The balance at any point of time | |
Should not exceed Rs. 50,000/-) | |
Non-Maintenance Charges | Nill |
Debit Card | |
Issuance Fee (Primary Holder) | Free (Rupay Card- Classic) |
Annual Fee (Primary Holder) | Free |
Withdrawal Limit | ATM Rs. 10,000/- per day |
Per Transaction Limits | Rs. 10,000/- (own Bank ATM) |
Rs. 10,000/- (other Bank ATM) | |
Shopping Limit | POS Rs. 10,000 per day |
Per Transaction Limits | POS Rs. 10,000/- |
ATM Transactions | Unlimited Free transactions |
Other ATM Card Charges | PIN Regeneration Charges – NIL (Green Pin) |
Card Replacement Charges - Rs. 150/- | |
Service Type | |
Cash Deposit Transactions | Upto Rs. 50,000/- 4 Transactions (whichever is earlier); |
The aggregate of all withdrawals and transfers in a | |
month should not exceed Rs. 10,000/-.The aggregate | |
Of all credits in a financial year should not | |
Exceed Rs. 1/- Lakh. | |
Charges Beyond Free Limit | Not Applicable |
Cheque book | Not Applicable |
Charges Beyond Free Limit | Not Applicable |
DD/PO transactions | |
Demand Drafts Payable at own | Upto Rs. 2000/- Rs. 20/- |
Bank locations | Above Rs. 2000/- Rs. 10000/- Rs. 50/- |
Payable at corresponding bank locations | Rs. 1 per thousand, min Rs. 25 DD + |
Correspondent Bank charges | |
Revalidation | Free |
Duplicate DD | Upto Rs. 2,000/- Rs. 20/- |
Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/- | |
Cancellation | Rs.100/- |