Name: Utkarsh Bank
Address: S-24/1-2, First Floor,Mahavir Nagar,Orderly Bazar, Near Mahavir Mandir, Varanasi, 221002, India
Telephone: 1800 123 9878

Basic Savings Bank Dep Small Account(BSBDA-Small)

This product is for customers belonging to Lower strata of society, who do not have proper KYC documents. With a Zero average balance requirement, it is targeted towards bringing unbanked population under banking segment.

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Benefits
Fees And Charges

No Minimum Balance required
Free Debit Card Facilities
Access and unlimited ATM access (own/other) Bank.
Access to Internet Banking
Passbook Facilities for all Account Holders
Interest Rate on Domestic Savings *:

Balance in Rs.	Rate of Interest w.e.f Aug 01, 2020
Balance in Rs.	Rate of Interest w.e.f Aug 01, 2020
Balance Upto Rs 50,000	5.00%

* Terms & Conditions

Product Name	Basic Savings Bank Dep Small Account(BSBDA-Small)
Minimum Balance Requirement
AQB Requirements	Nill
	(The balance at any point of time
	Should not exceed Rs. 50,000/-)
Non-Maintenance Charges	Nill
Debit Card
Issuance Fee (Primary Holder)	Free (Rupay Card- Classic)
Annual Fee (Primary Holder)	Free
Withdrawal Limit	ATM Rs. 10,000/- per day
Per Transaction Limits	Rs. 10,000/- (own Bank ATM)
Per Transaction Limits	Rs. 10,000/- (other Bank ATM)
Shopping Limit	POS Rs. 10,000 per day
Per Transaction Limits	POS Rs. 10,000/-
ATM Transactions	Unlimited Free transactions
Other ATM Card Charges	PIN Regeneration Charges – NIL (Green Pin)
Other ATM Card Charges	Card Replacement Charges - Rs. 150/-
Service Type
Cash Deposit Transactions	Upto Rs. 50,000/- 4 Transactions (whichever is earlier);

	The aggregate of all withdrawals and transfers in a
	month should not exceed Rs. 10,000/-.The aggregate
	Of all credits in a financial year should not
	Exceed Rs. 1/- Lakh.
Charges Beyond Free Limit	Not Applicable
Cheque book	Not Applicable
Charges Beyond Free Limit	Not Applicable
DD/PO transactions
Demand Drafts Payable at own	Upto Rs. 2000/- Rs. 20/-
Bank locations	Above Rs. 2000/- Rs. 10000/- Rs. 50/-
Payable at corresponding bank locations	Rs. 1 per thousand, min Rs. 25 DD +
Payable at corresponding bank locations	Correspondent Bank charges
Revalidation	Free
Duplicate DD	Upto Rs. 2,000/- Rs. 20/-
Duplicate DD	Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/-
Cancellation	Rs.100/-

For complete details on Fees and Charges, please click here

Benefits
1. No Minimum Balance required
2. Free Debit Card Facilities
3. Access and unlimited ATM access (own/other) Bank.
4. Access to Internet Banking
5. Passbook Facilities for all Account Holders
6. Interest Rate on Domestic Savings *:
Balance in Rs.

Rate of Interest w.e.f Aug 01, 2020

Balance Upto Rs 50,000

5.00%

* Terms & Conditions

Fees And Charges

Product Name	Basic Savings Bank Dep Small Account(BSBDA-Small)
Minimum Balance Requirement
AQB Requirements	Nill
	(The balance at any point of time
	Should not exceed Rs. 50,000/-)
Non-Maintenance Charges	Nill
Debit Card
Issuance Fee (Primary Holder)	Free (Rupay Card- Classic)
Annual Fee (Primary Holder)	Free
Withdrawal Limit	ATM Rs. 10,000/- per day
Per Transaction Limits	Rs. 10,000/- (own Bank ATM)
Per Transaction Limits	Rs. 10,000/- (other Bank ATM)
Shopping Limit	POS Rs. 10,000 per day
Per Transaction Limits	POS Rs. 10,000/-
ATM Transactions	Unlimited Free transactions
Other ATM Card Charges	PIN Regeneration Charges – NIL (Green Pin)
Other ATM Card Charges	Card Replacement Charges - Rs. 150/-
Service Type
Cash Deposit Transactions	Upto Rs. 50,000/- 4 Transactions (whichever is earlier);

	The aggregate of all withdrawals and transfers in a
	month should not exceed Rs. 10,000/-.The aggregate
	Of all credits in a financial year should not
	Exceed Rs. 1/- Lakh.
Charges Beyond Free Limit	Not Applicable
Cheque book	Not Applicable
Charges Beyond Free Limit	Not Applicable
DD/PO transactions
Demand Drafts Payable at own	Upto Rs. 2000/- Rs. 20/-
Bank locations	Above Rs. 2000/- Rs. 10000/- Rs. 50/-
Payable at corresponding bank locations	Rs. 1 per thousand, min Rs. 25 DD +
Payable at corresponding bank locations	Correspondent Bank charges
Revalidation	Free
Duplicate DD	Upto Rs. 2,000/- Rs. 20/-
Duplicate DD	Above Rs. 2,000/- upto Rs. 10,000/- Rs. 50/-
Cancellation	Rs.100/-

For complete details on Fees and Charges, please click here