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Even your small savings can reap you great benefits, when invested in Utkarsh Small Finance Bank Standard Savings Account. Invest your surplus and enjoy a wide range of benefits with special banking services, convenient access to your funds at all times, transactional benefits and high returns. Open your Standard Savings Account and start experiencing the best on savings.
|
Balance in Rs. |
Rate of Interest w.e.f Aug 01, 2020 |
|
|
Balance Upto Rs. 1 Lakh |
5.00% |
|
|
Incremental balance Above Rs. 1 Lakh to Rs. 25 Lakhs |
6.00% |
|
|
Incremental Balance Above Rs. 25 Lakhs |
7.25% |
* Terms & Conditions
Interest Rate on Domestic Savings Account Deposits with effect from August 01, 2020 as follows:
Interest Rate on Domestic Savings:
|
Balance in Rs. |
Rate of Interest w.e.f Aug 01, 2020 |
|
|
Balance Upto Rs. 1 Lakh |
5.00% |
|
|
Incremental balance Above Rs. 1 Lakh to Rs. 25 Lakhs |
6.00% |
|
|
Incremental Balance Above Rs. 25 Lakhs |
7.25% |
Conditions Apply
| Product Name | Standard Savings Account |
| Minimum Balance Requirement | |
| AQB Requirements | Metro/Urban : Rs.5,000/- AQB; |
| Rural/Semi Urban : Rs. 2,500/- AQB | |
| Non-Maintenance Charges | Metro/Urban: Rs. 25/- per Rs. 500/- of shortfall, Max |
| Rs. 250/- for quarter ; | |
| Semi Urban/Rural: Rs. 25/- per Rs. 500/- of shortfall, Max | |
| Rs. 250/- for quarter. | |
| Debit Card | |
| Issuance Fee (Primary Holder) | Classic Rupay Card at Rs. 100/- |
| Annual Fee (Primary Holder) | Free for first year, Rs. 150/- from |
| Subsequent year | |
| Withdrawal Limit | ATM Rs. 40,000/- per day |
| Per Transaction Limits | Rs. 20,000/- (own Bank ATM) |
| Rs. 10,000/- (other Bank ATM) | |
| Shopping Limit | POS Rs. 1,00,000/- per day |
| Per Transaction Limits | POS Rs. 25,000/- |
| ATM Transactions | Unlimited Free Transactions |
| Other ATM Card Charges | PIN Regeneration Charges - NIL (Green Pin) |
| Card Replacement Charges - Rs. 150/- | |
| Add on charges - Rs. 100/- | |
| Service Type | |
| Cash Deposit Transactions | Rs. 5/- lakhs / 10/- transactions |
| Charges Beyond Free Limit | Rs. 2.50/- per Rs. 1000/- (Min. Rs. 20/-) |
| Cheque book | One Free Chequebook per quarter (20 leaves) |
| Charges Beyond Free Limit | Rs. 2/- leaf |
| DD/PO transactions | |
| Demand Drafts Payable at own Bank locations | Upto Rs. 2,000/- Rs. 20/- |
| Above Rs. 2,001/- upto Rs. 10,000/- Rs. 50/- | |
| Above Rs. 10,000/- Rs. 2/- Rs. 1,000/- | |
| (Min Rs. 60 & Max Rs. 1,500) | |
| Payable at corresponding bank locations | Rs. 1 per thousand, min Rs. 25 DD + |
| Correspondent Bank charges | |
| Revalidation/Duplicate DD | Rs. 100/- |
| Cancellation | Rs.100/- |
