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Even your small savings can reap you great benefits, when invested in Utkarsh Small Finance Bank Standard Savings Account. Invest your surplus and enjoy a wide range of benefits with special banking services, convenient access to your funds at all times, transactional benefits and high returns. Open your Savings Account and start experiencing the best on savings.
* Conditions Apply
| Sr No | Type of Document | ID Proof | Address Proof |
|---|---|---|---|
| 1 | Passport | Yes | Yes |
| 2 | Driving Licence | Yes | Yes |
| 3 | Permanent Account Number (PAN) | Yes | No |
| 4 | Voters ID Card (Issued by Election Commission of India) | Yes | Yes |
| 5 | Job Card by NREGA (duly signed by an officer of the State Government) | Yes | Yes |
| 6 | Aadhaar Card | Yes | Yes |
| Schedule of Charges: Standard Savings Account | |
|---|---|
| AQB Requirements | AQB Non-Maintenance Charges |
|
Metro/Urban : 10,000/-AQB |
Metro/Urban: 25/- per 500/-of shortfall, Max 350/-for quarter; |
| Semi Urban/Rural : 5,000/- |
Semi Urban/Rural: 25/- per 500/- of shortfall, Max 250/- for half year |
| Debit Card | Rupay Card - Classic |
|---|---|
| Card Fees | Issuance Fee (Primary Holder): 50/- Annual Fee (Primary Holder): Free for first year, 50/- from subsequent year |
| Withdrawal Limit | ATM 40,000/- per day |
| Per Transaction Limits | 20,000/- (own Bank ATM) 10,000/- (other Bank ATM) |
| Shopping Limit | POS 1,00,000/- per day |
| Per Transaction Limits | POS 25,000/- |
| ATM Transactions | Unlimited Free Transactions |
| Other ATM Card Charges |
PIN Regeneration Charges - NIL (Green Pin) Add on charges - 100/- |
| Service Type | Free limit | Charges Beyond Free Limit |
|---|---|---|
| Cash Deposit Transactions | 5 Lakhs/ 10 transactions | 2.50/- per 1,000/- (Min. 20/-) |
| Cheque book | One Free Chequebook per quarter (20 leaves) | 2/- leaf |
| DD/PO transactions |
Demand Drafts Payable at own Bank locations:
1/- per thousand, min 25/- DD + Correspondent Bank charges |
