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Want to grow your business, but have no collateral? No worries! Utkarsh Small Finance Bank Limited offers a perfect product for you. Small Business loan upto Rs. 10,00,000 for starting a new business or expanding an already existing one. Specially designed to cater the needs of an individual entrepreneur. With easy EMIs and hassle-free processing, our loan will be your first step towards success.
You can apply for a business loan starting from Rs. 1.5 Lakhs to Rs. 10 Lakhs
What’s the loan tenure?
Maximum loan tenure is 48 months.
Who can apply for Small Business Loan?
Individuals.
How do I apply for a Small Business Loan?
You can either call us on 0542-2500596 or write to us at communications@utkarsh.bank, let us know about your requirement and we will get in touch with you.|
S.No |
Charge Name |
Charges |
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|
i. |
Processing Fee on Loans>Rs. 5 Lakh |
2% of Loan Amount and applicable taxes (GST)
|
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ii. |
Account Maintenance Fee For on Loans up to Rs. 5 Lakh |
2% of Loan Amount and applicable taxes (GST)
|
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iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
|
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|
iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
|
4% of the Pre-Payment amount towards principal and applicable taxes
|
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|
v..
|
Cheque /NACH/ SI Bouncing Charges
|
Rs. 300 + Applicable taxes
|
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vi. |
Penal Charges on Overdue EMI
|
2% month on the Overdue EMI + Applicable taxes |
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|
vii. |
Legal/Valuation Charges |
As per actuals |
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viii. |
Duplicate Interest and Principal Certificate |
Rs. 250
|
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ix. |
Credit Bureau report charges |
Rs. 50 |
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|
x. |
Duplicate No dues Certificate / NOC |
Rs. 250 |
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|
xi. |
Swap Charges (Cheque/Instrument) |
Rs. 500/- per occasion of swapping of the PDCs/ECS mandate/NACH/ Standing instruction mandate+ GST as applicable |
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|
xii. |
Duplicate statement issuance Charges |
Rs. 250/- per instance per set + GST as applicable |
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xiii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
Rs. 250/- per instance per set + GST as applicable |
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xiv. |
Stamp Duty Charges |
As per Actuals |
