- Personal
- Business
- About Us
- Help And Support
- Careers
- Utkarsh in News
- Toll Free No.
1800 180 6878
1800 208 1788
1800 123 9878 -
Want to grow your business, but have no collateral? No worries! Utkarsh Small Finance Bank Limited offers a perfect product for you. Small Business loan upto Rs. 10,00,000 for starting a new business or expanding an already existing one. Specially designed to cater the needs of an individual entrepreneur. With easy EMIs and hassle-free processing, our loan will be your first step towards success.Rate of Interest (ROI): 17%-22% p.a.
S. No |
Charge Name |
Charges |
||||||||||
i. |
Processing Fee* |
Upto 2% of Loan Amount + Applicable taxes
|
||||||||||
ii. |
Account Maintenance Fee (For on MSME Loans up to |
Upto 2% of Loan Amount + applicable taxes
|
||||||||||
iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
|
||||||||||
iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
|
4% of the Pre-Payment amount towards principal and applicable taxes
|
||||||||||
v.
|
Cheque /NACH/ SI Bouncing Charges
|
|
||||||||||
vi. |
Penal Interest on Overdue EMI
|
2% month on the Overdue EMI for the Overdue Period |
||||||||||
vii. |
Legal/Valuation Charges |
As per actuals |
||||||||||
viii. |
Duplicate Interest and Principal Certificate issuance Charge |
|
||||||||||
ix. |
Duplicate No dues Certificate / NOC issuance Charges |
|
||||||||||
x. |
Swap Charges (Cheque/Instrument) |
|
||||||||||
xi. |
Duplicate statement issuance Charges |
|
||||||||||
xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
|
*Nil Processing Fee for MSME loans upto