- Personal
- Business
- About Us
- Help And Support
- Careers
- Utkarsh in News
- Toll Free No.
1800 180 6878
1800 208 1788
1800 123 9878 -
Please help us with your details
Validate your Details by entering OTP sent on the above mentioned Mobile Number
Want to grow your business, but have no collateral? No worries! Utkarsh Small Finance Bank Limited offers a perfect product for you. Small Business loan upto Rs. 10,00,000 for starting a new business or expanding an already existing one. Specially designed to cater the needs of an individual entrepreneur. With easy EMIs and hassle-free processing, our loan will be your first step towards success.Rate of Interest (ROI): 17%-22% p.a.
|
S. No |
Charge Name |
Charges |
||||||||||
|
i. |
Processing Fee* |
Upto 2% of Loan Amount + Applicable taxes
|
||||||||||
|
ii. |
Account Maintenance Fee (For on MSME Loans up to |
Upto 2% of Loan Amount + applicable taxes
|
||||||||||
|
iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
|
||||||||||
|
iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
|
4% of the Pre-Payment amount towards principal and applicable taxes
|
||||||||||
|
v.
|
Cheque /NACH/ SI Bouncing Charges
|
|
||||||||||
|
vi. |
Penal Interest on Overdue EMI
|
2% month on the Overdue EMI for the Overdue Period |
||||||||||
|
vii. |
Legal/Valuation Charges |
As per actuals |
||||||||||
|
viii. |
Duplicate Interest and Principal Certificate issuance Charge |
|
||||||||||
|
ix. |
Duplicate No dues Certificate / NOC issuance Charges |
|
||||||||||
|
x. |
Swap Charges (Cheque/Instrument) |
|
||||||||||
|
xi. |
Duplicate statement issuance Charges |
|
||||||||||
|
xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
|
*Nil Processing Fee for MSME loans upto
