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Toll Free No.
1800 123 9878
1800 180 6878
1800 208 1788 -
Meet your day to day business related requirements with Utkarsh Small Finance Bank's Utkarsh Smart Business. Utkarsh Smart Business offers working capital facilities in form of Overdraft and Dropline Overdraft (DLOD) limits. The credit facility ranges between
Charge Name | Charges | |
Processing Fee | Upto 1% of Sanctioned Limit / Loan Amount + Applicable taxes | |
Pre Closure Charges (Applicable to DLOD & Term Loan) | Pre-Closed by | Pre Closure Charges |
Upto 6 Months | 6% of outstanding Principal portion of the loan and applicable taxes | |
During 07 to 24 months | 4% of outstanding loan/Facility Amount and applicable taxes | |
During 25 months to 36 months | 3% of outstanding loan/Facility Amount and applicable taxes | |
More than 36 months | 2% of outstanding loan and applicable taxes | |
Pre Closure Charges (Applicable to Overdraft) | 2% of the facility amount and applicable taxes | |
Cheque Deposited and Returned (outward) charges | ||
Cheque Return (Inward) charges | ||
Penal Interest | 24% Per Annum | |
Legal/Valuation Charges | As per actuals |