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Toll Free No.
1800 123 9878
1800 208 17881800 180 6878
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1800 180 6878
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If you do not have a collateral to provide for a higher amount of loan to meet the ever growing demand of funds for the expansion of the firm Utkarsh Small Finance Bank Ltd. provides the Smart Enterprise Loan for your business needs with loan amount up to
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S. No |
Charge Name |
Charges |
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i. |
Processing Fee* |
Upto 2% of Loan Amount + Applicable taxes
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ii. |
Account Maintenance Fee (For on MSME Loans up to |
Upto 2% of Loan Amount + applicable taxes
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iii. |
Pre Closure Charges (Loan Priced at Fixed Rate of Interest) |
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iv. |
Part Prepayment Charges (Loan Priced at Fixed Rate of Interest)
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4% of the Pre-Payment amount towards principal and applicable taxes
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v.
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Cheque /NACH/ SI Bouncing Charges
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vi. |
Penal Interest on Overdue EMI
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2% month on the Overdue EMI for the Overdue Period |
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vii. |
Legal/Valuation Charges |
As per actuals |
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viii. |
Duplicate Interest and Principal Certificate issuance Charge |
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ix. |
Duplicate No dues Certificate / NOC issuance Charges |
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x. |
Swap Charges (Cheque/Instrument) |
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xi. |
Duplicate statement issuance Charges |
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xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
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