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Toll Free No.
1800 123 9878
1800 208 1788
A current account product, which eases the transaction by creating a virtual address/ UPI Id that becomes the identity for receiving and sending payments into merchant’s account without detailed information or net banking user id/ password along with an advantage of “Nil” average quarterly balance.
UPI EASY ACCOUNT | ||
Average Balance Requirements | UPI EASY ACCOUNT | |
AQB | ||
Metro & Urban branches | Nil | |
Semi urban & Rural branches | Nil | |
Charges for Non-Maintenance | Nil | |
Initial Funding Requirement | Nil | |
Transaction Charges | ||
Credit Transactions - Free limits/month (through UPI application only) |
Unlimited | |
Cash Deposit Transactions - Free limits/month | Base Branch: Non-base Branch: No Free Limit |
|
Cash Deposit Transactions - Charges beyond Free limit | ||
Cash Withdrawal (Base Branch) - Free Limit/month | Base Branch: |
|
Cash Withdrawal (Non-base Branch) - Free Limit/month | Non-base Branch: |
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Cash Withdrawal (Non-base Branch) - Charges beyond Free Limit | ||
Local Cheque Collection and Payments at Base Branch Location & Fund Transfer |
Free | |
Account Maintenance - Free Limit | 50 transactions per quarter(Cash, Clearing, Inter & Intra-Bank Transfer) | |
Account Maintenance - Charges beyond Free Limit | ||
DD/PO Issuance | ||
Demand Drafts Payable at own Bank Locations | Upto Above (Min |
|
Revalidation | ||
Duplicate DD Issuance | ||
DD/PO Cancellation | ||
Cheque Book | ||
Free Leaves | One cheque book free per quarter (10 leaves) |
|
Charges Beyond Free Limit | ( |
|
Payment Services | ||
RTGS Inward/Outward | Free | |
NEFT Inward/Outward | Free | |
IMPS Payments | Upto Above |
|
Doorstep Banking Services | ||
Cash Pickup | Not Available | |
Documents/ Cheques/ DDs Pickup | Not Available | |
Phone/Mobile Banking | ||
Phone Banking | Free | |
SMS Alerts | Free | |
Other Charges | ||
Outstation Cheque Collection Fees at own locations | (Charges per instrument) Upto & Including Above Above Above Above Above |
|
Outstation Cheque Collection Fees at Correspondent Bank locations | (Charges per instrument) Upto & Including Above Above Above Above Above (Plus other bank charges) |
|
Cheque Return Charges (Outward and Inward) | ||
Physical Account Statements (Quarterly) | Free | |
Email Account Statements (Quarterly) | Free | |
Stop Payment Instructions | ||
Signature Verification/Address Confirmation | ||
Balance Certificate | ||
Confidential Report/Credit Confirmation | Free | |
Solvency Attestation | ||
Photo Attestation | Free | |
Activation of Inoperative Account | Free | |
Account Related Charges | ||
Account Closure | Within 14 days - Nil After 14 days to 12 months- Above 12 months: |