Utkarsh Finance Bank
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Utkarsh Small Finance Bank
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  • Accounts
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    • Institutional Banking
      • Government Business
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  • Cards
    • Rupay Classic Debit Cards
    • Rupay Platinum Debit Cards
    • Mastercard Gold Contactless Debit Cards
    • Mastercard Platinum Contactless Debit Cards
    • Debit Card Upgradation Program
    • Manage Your Cards
    • Offers
    • Mastercard-Shopperks Program Offers
  • Insurance &
    investments
    • Atal Pension Yojna
    • Insurance & investments
  • Ways to
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    • Internet Banking
      Internet Banking IMG
    • Mobile Banking
      Mobile Banking IMG
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    • Corporate Net Banking
    • Utkarsh UPI
    • On-Line Self Account Opening

  • Locate Us
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    Need to visit us?

    Find Branch / ATM


  • Loans
    • Micro Banking Group Loans
      • Utkarsh Pragati
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      Utkarsh - No Processing Fees for Amount
    • MSME Loans
      • Business Loan Plus
      • Business Loan
      • BL Secured+
      • LAP- Prime
      • Utkarsh Biz Secure
      • GECL
      • Loan for Purchase of Commercial Property
      • Utkarsh Lease Secure
      • Utkarsh Smart Business
    • Wholesale Banking
      • Wholesale Lending
      • Business Correspondent
    • Micro Banking Business Loan
      • Micro Banking Business Loan
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      • Commercial Vehicles & Construction Equipment Loans
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  • Vision &
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    Journey
  • Board Of
    Directors
    • Board Members
    • Committees Of Bank

  • Awards
  • Group
    Entities
    • Utkarsh CoreInvest Ltd.( Erstwhile UMFL)
  • CSR Activities
  • Leadership Team
    • Key Managerial Personnel
    • Other Senior Managerial Personnel
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  • Professionals

  • Why Work With Us

  • [email protected]
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  • Mobile Search
  • Personal
    • Back to Personal
    • Accounts & Deposits
      • Back to Accounts & Deposits
      • Savings Account
        • Back to Savings Account
        • Standard Savings Account
        • Premium Savings Account
        • Gen-Nex Savings Account
        • Corporate Salary Account
        • BSBDA
        • BSBDA-Small
      • On-Line Self Account Opening
      • Term Deposits
        • Back to Term Deposits
        • Fixed Deposit
        • Fixed Deposit Plus
        • Recurring Deposit
        • Tax Saver Fixed Deposit
      • Locker
    • Cards
      • Back to Cards
      • Rupay Classic Debit Card's
      • Rupay Platinum Debit Card's
      • Mastercard Gold Contactless Debit Cards
      • Mastercard Platinum Contactless Debit Cards
      • Debit Card Upgradation Program
      • Manage Your Cards
      • Offers
      • Tokenisation
      • Mastercard-Shopperks Program Offers
    • Insurance & Investments
      • Back to Insurance & Investments
      • Atal Pension Yojna
      • Insurance & Investments
    • Loans
      • Back to Loans
      • Utkarsh Gold Loan
      • Housing Loans
        • Back to Housing Loans
        • Home Loan
        • Utkarsh Grih Sudhar
        • Home Loan Plus
        • Utkarsh Awas Loan
        • Home Loan Balance Transfer
      • LAP Retail
      • Personal Loans
      • Overdraft against Fixed Deposit
      • Mandate Cancellation
    • Ways to bank
      • Back to Ways to bank
      • Internet Banking
      • Mobile Banking
      • ATM Banking
      • Branch Banking
      • Corporate Net Banking
      • Utkarsh UPI
      • On-Line Self Account Opening
    • Locate Us
    • Remittance and Payments
      • Back to Remittance and Payments
      • Remittances
      • Bill Payment
      • Positive Pay
  • Business
    • Back to Business
    • Accounts
      • Back to Accounts
      • Current Account
        • Back to Current Account
        • Business Standard Account
        • Business Premium Account
        • Business Plus Account
        • UPI Easy Account
      • Institutional Banking
        • Back to Institutional Banking
        • Government Business
        • Financial Institution
        • TASC
      • Escrow Bank Account
    • Cards
      • Back to Cards
      • Rupay Classic Debit Cards
      • Rupay Platinum Debit Cards
      • Mastercard Gold Contactless Debit Cards
      • Mastercard Platinum Contactless Debit Cards
      • Debit Card Upgradation Program
      • Manage Your Cards
      • Offers
      • Mastercard-Shopperks Program Offers
    • Insurance & investments
      • Back to Insurance & investments
      • Atal Pension Yojna
      • Insurance & investments
    • Ways to Bank
      • Back to Ways to Bank
      • Internet Banking
      • Mobile Banking
      • ATM Banking
      • Branch Banking
      • Corporate Net Banking
      • Utkarsh UPI
      • On-Line Self Account Opening
    • Locate Us
    • Loans
      • Back to Loans
      • Micro Banking Group Loans
        • Back to Micro Banking Group Loans
        • Utkarsh Pragati
        • Utkarsh Kiran
        • Utkarsh Asha
      • MSME Loans
        • Back to MSME Loans
        • Business Loan Plus
        • Business Loan
        • BL Secured+
        • LAP- Prime
        • Utkarsh Biz Secure
        • GECL
        • Loan for Purchase of Commercial Property
        • Utkarsh Lease Secure
        • Utkarsh Smart Business
      • Wholesale Banking
        • Back to Wholesale Banking
        • Wholesale Lending
        • Business Correspondent
      • Micro Banking Business Loan
        • Back to Micro Banking Business Loan
        • Micro Banking Business Loan
      • PM SVANidhi Loan
      • Commercial Vehicles & Construction Equipment Loans
        • Back to Commercial Vehicles & Construction Equipment Loans
        • Commercial Vehicles & Construction Equipment Loans
    • Remittance and Payments
      • Back to Remittance and Payments
      • Remittance
      • Bill Payments
      • Positive Pay
  • About Us
    • Back to About Us
    • Vision & Mission
    • Utkarsh Journey
    • Board Of Directors
      • Back to Board Of Directors
      • Board Members
      • Committees Of Bank
    • Awards
    • Group Entities
      • Back to Group Entities
      • Utkarsh CoreInvest Ltd.( Erstwhile UMFL)
    • CSR Activities
    • Leadership Team
      • Back to Leadership Team
      • Key Managerial Personnel
      • Other Senior Managerial Personnel
  • Help And Support
  • Careers
    • Back to Careers
    • Professionals
    • Why Work With Us
    • [email protected]
  • Utkarsh in News
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  • Toll free no. 1800 208 1788 | 1800 123 9878
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  • Business Loan
  • BL Secured+
  • LAP- Prime
  • Utkarsh Biz Secure
  • GECL
  • Loan for Purchase of Commercial Property
  • Business Loan Plus
Home Business Loans Business Msme Loans

MSME Loans

Our MSME Loans are designed keeping in mind the working capital needs of your business. We cater to Micro, Small and Medium Enterprises like traders and retailers, small manufacturers as well as service providers. These MSME loans could be for the purpose of Business Expansion or Working Capital.

 

  • BL Secured+

    Business loans range between 1,000,001 to 10,000,000
    Loan tenure is from 36-120 months
    Mortgage of residential/commercial properties
    Competitive interest rate
    Repayment in Equated Monthly Installments (EMI)
    Foreclosure allowed during the tenure of the loan
    NACH/SI allowed for loan repayment
    Know More
    Apply online
  • LAP- Prime

    Loan range between 1,00,00,001 to 10,00,00,000
    Loan tenure: 36 Months to 180 Months
    Repayment in Equated Monthly Installment (EMI)
    Foreclosure Allowed during the tenure of the loan
    NACH/SI allowed for loan repayment
    Know More
    Apply online
  • Utkarsh Lease Secure

    Utkarsh Lease Secure starting from 5,00,000 to 25,00,00,000.
    Loan tenure: 36 Months to 180 Months.
    Repayment in Equated Monthly Instalment (EMI).
    Foreclosure Allowed during the tenure of the loan.
    NACH/SI allowed for loan repayment.
    Know More
    Apply online
  • Business Loan Plus

    Business Loan plus starting from 1,000,001 to 2,000,000
    Loan tenure is from 12-60 months
    Competitive interest rate
    Repayment in Equated Monthly Installments (EMI)
    Foreclosure allowed during the tenure of the loan
    NACH/SI allowed for loan repayment
    Know More
    Apply online
  • Loan for Purchase of Commercial Property

    Business loans range between 1,000,000 to 50,000,000
    Loan tenure is from 36-120 months
    Competitive interest rate
    Repayment in Equated Monthly Installments (EMI)
    Foreclosure allowed during the tenure of the loan
    NACH/SI allowed for loan repayment
    Know More
    Apply online
  • Utkarsh Smart Business

    Loans range between 10,00,000 to 1,00,00,000
    Facility tenure for OD: 1 Year, Renewed annually
    Loan tenure for DL OD: Min 36 Months – Max 120 Months
    Pay interest as per utilization of funds
    Foreclosure allowed during the tenure of the facility
    Know More
    Apply online
  • Business Loan

    Business Loan starting from 300,001 to 1000,000
    Loan tenure is from 12-48 months
    Competitive interest rate
    Repayment in Equated Monthly Installments (EMI)
    Foreclosure allowed during the tenure of the loan
    NACH/SI allowed for loan repayment
    Know More
    Apply online

 

 

ABOUT US 

  • Board of Directors
  • Key Managerial Personnel
  • Vision & Mission
  • CSR Activities
  • CSR Documents

PRODUCTS 

  • Accounts
  • Cards
  • Term Deposits
  • Loans
  • Insurance & Investments
  • Remittance

POLICIES 

  • Our Policies
  • Comprehensive Notice Board
  • Corporate Governance Policy

REGULATORY DISCLOSURE 

  • MCLR
  • Method of Interest Calculation (Savings & Deposit)
  • APR Calculator
  • Average Interest Rate Charged on Microfinance Loan Products
  • Mean Interest Rate for MB Assets Loan Products (FY 2021-22)
  • Mean Interest Rates for Retail Loan Products
  • LCR
  • Annual Report
  • Annual Return
  • AGM
  • EGM
  • BASEL- Pillar III Disclosures
  • Analysis and Disclosure of Customer Complaints received by Bank
  • Fintech Partners
  • NSFR
  • DICGC
  • Auction
  • RBI Kehta Hai

CONNECT WITH US 

  • Complaint Form

Registered Office Address:

Utkarsh Tower,
NH-31(Airport Road),
Sehmalpur, Kazi Sarai,
Harhua, Varanasi,
PIN – 221105, Uttar Pradesh

Phone:
0542-2500596
1800 123 9878

Email:
[email protected]

[email protected]

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LICENSE 

  • RBI License
  • Authorized Dealer License
  • MFIN
  • CIN

 Disclaimer | Sitemap | Miscellaneous | Terms and Conditions | GST Registration Numbers

“Beware of Fictitious offers/ Lottery Winnings/Cheap Fund Offers – Do not fall prey to such fictitious offers by making remittance towards participation in such schemes/offers”

“Effective 1st September’19, TDS of 2% is applicable on cash withdrawal exceeding Rs. 1 crore in a financial year. For more details please click here ”

“Utkarsh Small Finance Bank Ltd." does not solicit/collect/request for payment of cash for its services/products. Beware of illegal/fraudulent entities using our brand name "UTKARSH" in any sequence/format.”

CIN: U65992UP2016PLC082804 (Utkarsh Small Finance Bank is ipv6 compliant)

 

Utkarsh Finance Bank

Complaint Form

I authorise Utkarsh Small Finance Bank Ltd. & its representatives to Call, SMS or Email me with reference to my complaint.

If the resolution you receive does not meet your expectations, you may communicate your concern further to our Nodal Officer at [email protected] If you are unsatisfied with the responses you receive after following the first two levels of the complaint mechanism, you may write further to Mr. Aravind Khandelwal, Principal Nodal Officer at [email protected] As per the Banking Ombudsman Scheme 2006, if your complaint is not resolved within one month from filing the complaint or if you are not satisfied with the reply, finally you can also write to Office of the Banking Ombudsman appointed by Reserve Bank of India.

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