Debit Card Upgradation Program
Upgrade Now, Upgrade Convenience.
With Utkarsh Small Finance Bank upgradation program, customers can upgrade their Debit Cards according to below mentioned matrix.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
| Description and Charges | Default Card Type | Upgrade to RCL-Classic | Upgrade to RCL-Platinum | Upgrade to Mastercard Gold | Upgrade to Mastercard Platinum | Upgrade to RCL Select |
|---|---|---|---|---|---|---|
| Premium Savings Account | RCL Platinum | No | By Default | No | Yes | Yes |
| Standard Savings Account | RCL Classic | By Default | Yes | Yes | Yes | No |
| Corporate Salary-Premium Account | RCL-Platinum | No | By Default | No | No | No |
| Corporate Salary- Standard Account | RCL-Classic | By Default | No | No | No | No |
| Basic Savings Bank Deposit Account (BSBDA) | RCL-Classic | By Default | No | No | No | No |
| Basic Savings Bank Dep Small & Account(BSBDA-Small) | RCL-Classic | By Default | No | No | No | No |
| Gen-Nex Savings Account | RCL-Classic | By Default | Yes | Yes | Yes | No |
| Business Standard | RCL-Classic | By Default | Yes | Yes | Yes | No |
| Business Premium | RCL-Platinum | No | By Default | No | Yes | Yes |
| UPI Easy Account | RCL-Classic | By Default | Yes | No | No | No |
| Business Plus Current Account | RCL-Platinum | No | By Default | Yes | Yes | Yes |
| Utkarsh Smart Business Account | RCL-Select | No | No | No | No | By Default |
| Naveen Savings Account | RCL-Classic | By Default | No | No | No | No |
| Institutional Savings Account-Standard | RCL Platinum | No | By Default | No | Yes | No |
| Institutional Savings Account-Premium | RCL Platinum | No | By Default | No | Yes | No |
| Institutional Savings Account-Government | RCL Platinum | No | By Default | No | Yes | No |
| Institutional Current Account-Standard | RCL Platinum | No | By Default | No | Yes | No |
| Institutional Current Account-Premium | RCL Platinum | No | By Default | No | Yes | No |
| Institutional Current Account-Government | RCL Platinum | No | By Default | No | Yes | No |
