Product Overview

Utkarsh Small Finance Bank’s Corporate Internet Banking is a comprehensive solution that provides “online” and “real-time” access to all Accounts by multiple service options. This ensuring a high degree of service efficiency for day-to-day banking needs seamlessly in a safe and secured manner. Our CIB service facilitates you to manage all your transactional banking needs online from anywhere and anytime. Our “Service Request” functionality enables you to request multiple services for your Account linked to the profile, directly on the CIB platform.

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Cash withdrawal on Utkarsh Bank ATMs

  • A digital channel with access to single & bulk transactions

  • A user friendly portal with a diversified dashboard to view all your Accounts and Deposits

  • Generate Reports and Account Statements

  • Secured with mandatory 2FA access for all users

  • Single view across multiple company Accounts

  • Intra and Inter Bank Transfer

  • Limit Management at Corporate and Beneficiary level

  • Flexible Account Level Authorization Matrix in same setup

  • Real Time Transaction Alerts

  • Supports request for cheque books, stop-payment instructions and book Fixed Deposits (FDs)/Term Deposits (TDs)

CIB Limit Enhancement Modification Request Form Click here

CIB Application Form Click here

CIB Service Request Form Click here

Board Resolution for HUF Click here

Authorisation letter for Partnership Firm Click here

Board Resolution for Public & Private Limited Click here

Registration Form for CIB user not holding active CIF CLick here

Board Resolution AoP Form Click here

Board Resolution for Society Click here

Board Resolution for Trust Click here

CIB Sample Application Form Click here

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

2,10,651

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Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

FAQs

Any non-individual entity maintaining Account with Utkarsh Small Finance Bank can avail Corporate Internet Banking facility.

To register, you need to complete the registration form available on our website or visit a branch. Once submitted, our team will process your application, and you will receive your login credentials via your registered email.

You can access a range of services including
•    Single page view of Accounts, Deposits, etc.
•    Facility to download Account statements in multiple format
•    Intra and Inter Bank fund transfer using NEFT and RTGS
•    Requests for Fixed Deposit booking
•    Stop Payment instructions on issued cheques
•    Bulk Payments 
•    Schedule future payments
•    Positive Pay

For companies, Board Resolution is needed and for partnership firms, a letter in prescribed format is required. These documents need to have the type of access and transaction limits with details of users.

You can write to [email protected] or connect with our Phone Banking team on 18001239878/18002081788. Alternatively, you may also connect with your Relationship Manager or the nearest Branch.

Once the documents are submitted, your request will be processed in 3 working days’ subject to fulfillment of document & scrutiny by Bank. You will receive an Email with details of the Group ID and Login ID. In-case you do not receive any communication, please reach out to the nearest branch or RM for more information.

CIB has a two-tiered login wherein every corporate customer is issued a Group ID and all users under that corporate will be issued a Login ID. In order to access CIB, a user must enter the Group ID and Login ID.

During first time of login, corporate user will be asked to select secured image and secure message for the first time, this image and message will be displayed to corporate user when he/she will enter their correct Group ID & User ID.

Yes, User can change their Secure Message and Secure Image.

Rules to set the Password
•    Password should be at least 8 characters long without space.
•    It should mandatorily contain alpha-numeric characters.
•    Should contain at least one special character.
•    Following characters are not allowed “[][].:;\”.
•    New Password cannot be same as your previous 3 password[s].
•    Don’t enter a password same as your User Name.

User needs to click on “Forgot Password” and new Password will be sent on registered mail ID.

Profiles for users in Corporate Internet banking are listed below:
•    Enterer/Maker : Can initiate transaction that will need to be approved
•    Approver : Can approve transaction initiated by Enterer/Maker
•    Enterer & Approver : Can enter & approve transaction singly

No, all users within a corporate must have unique mobile numbers and email IDs registered for the purpose of security.

Transaction limit can be set to control CIB usage as per the corporate requirement.
For a corporate, the following limits can be set:
1. Per transaction limit: Maximum Amount up to which a particular user can make a single transaction.
2.   Daily Limit: Maximum Amount of transaction that can be done under a corporate in a day
3.  Corporate Limit: Maximum Amount of transaction that can be done by all user put together, under corporate in a day.

Yes, you can specify user-level and transaction level limits. The fund transfer amount limit can be specified for each debit Account. If the limits are not specified in the form or left blank, the default daily limit will be INR 25 Lakhs.

To change the transaction limits, you require a Corporate Internet Banking modification form along with a Partnership letter/Board Resolution as applicable.

CIB access is given at Account Level. Account Linking is a process where out of the list of Accounts pertaining to the corporate, specific Accounts are mapped to specific users and this is done as per the instructions provided by the Corporate. Users will only have access to Accounts that have been linked to their User ID.

The CIB form can be used to make any modification to an existing user under a Corporate Setup. Following modification can be done to an existing set-up using the CIB form:
•    Change User profile
•    Modify transaction limit of the corporate
•    Transaction limit of the user
•    Update the mobile number and email address of a user
•    Link/Delink specific Accounts
Customer have to provide instructions for modification through a duly filled CIB form. For existing user, only the fields that are to be modified should be filled up.

Yes, customer can submit their request for modification/deletion of existing user by submitting CIB service request form at Branch or to the RM.

You can place a request for deleting an existing user through a filled CIB SRF form at any Utkarsh Small Finance Bank Branch or through your dedicated RM.

Submit a request letter to the Branch/Relationship Manager for enabling the user.

Corporate Internet Banking can be used to make the following transactions
•    Own Account Transfer
•    Utkarsh to Utkarsh Fund transfer
•    NEFT
•    RTGS
•    IMPS
•    Salary Upload
•    Bulk Upload

 

Yes, you may schedule a transaction by entering a future date while making a transaction. It will be executed on the day specified.

If you suspect any unauthorised transaction in your Account, please write a mail to [email protected] or connect with our Phone Banking team on 18001239878/18002081788. Alternatively, you may also connect with your Relationship Manager or the nearest Branch.

Yes, you will get alerts on your registered Email ID & Mobile Number in case of incorrect attempts during CIB Login.

1.  Select “Account” Option from the Corporate Internet Banking Homepage.
2.  Choose “Summary” Option to see the Account Balance or search the Account with the Account number. 

1.  Select the Account for which you want to download the statement from “Statement” Option under “Account” tab
2.  Select the Transaction date range or period
3.  Select “Email” or Download” 

Account statement are available in the following:
•    Mini Statement
•    Current Statement
•    Previous Month
•    Last three Month
•    Custom range

The statement can be downloaded in the following format:
•    PDF
•    XLS

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