Housing Loans

Utkarsh Small Finance Bank provides affordable housing loans to self-employed and salaried individuals.

Home Loan
Home Loan

Our housing loan offerings are targeted towards formal, informal and semi-formal income segments and are provided for purchase/construction of plots, purchase/construction of house, improvement/restoration/extension of home.

Utkarsh Grih Sudhar
Utkarsh Grih Sudhar

These loans range between 2,00,000 and 50,00,000, with a repayment tenure that ranges between 36 to 240 months. The rate of interest charged ranges between 9.00% and 14.00% per annum with the interest being charged on reducing balance.

Home Loan Plus
Home Loan Plus

These are top-up loans that are offered for any purpose other than housing. The loan amount ranges between 2,00,000 to 25,00,000, with a repayment tenure that ranges between 36 months to 180 months. Interest rate charged ranges between 9.50% and 14.50% per annum with interest being charged on reducing balance.

Home Loan Balance Transfer
Home Loan Balance Transfer

We offer the facility to transfer the balance of an existing home loan through the home loan takeover facility. The new loan new loan after takeover is for an amount ranging from 5,00,000 to a maximum of 1,00,00,000. The tenure for such loans range from three years and maximum of 30 years. Interest rate starts from 9% per annum with interest being charged on reducing balance.

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