Choose the right loan that best suits your need

At Utkarsh, we understand your needs, that's why we bring you a range of customised loans at competitive interest rates.

Gold Loan
Gold Loan

Utkarsh Small Finance Bank offers hassle free Gold loan against the pledge of your gold ornaments to fulfil your urgent

LAP Retail
LAP Retail

At Utkarsh Small Finance Bank, these loans are provided to salaried, self-employed professionals and self-employed non

Personal Loans
Personal Loans

Utkarsh Small Finance Bank offers personal loans to salaried individuals of government, private or public sector organizations

Overdraft against Fixed Deposit
Overdraft against Fixed Deposit

Now avail overdraft (OD) on you Fixed Deposit to manage your immediate requirement of funds without necessitating to liquidate you

Home Loan
Home Loan

Our housing loan offerings are targeted towards formal, informal and semi-formal income segments and are provided for

Utkarsh Grih Sudhar
Utkarsh Grih Sudhar

These loans range between 2,00,000 and 50,00,000 with a repayment tenure that ranges between 36 to 240 months. The rate of interest

Home Loan Plus
Home Loan Plus

These are top-up loans that are offered for any purpose other than housing. The loan amount ranges between 2,00,000 to 25,00,000 with

Home Loan Balance Transfer
Home Loan Balance Transfer

We offer the facility to transfer the balance of an existing home loan through the home loan takeover facility. The new

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