Choose the right loan that best suits your need

At Utkarsh, we understand your needs, that's why we bring you a range of customised loans at competitive interest rates.

Gold Loan
Gold Loan

Turn your gold into instant funds! Get loans up to ₹15,00,000 with Utkarsh SFB. Secure storage, easy terms, and minimal paperwork!

LAP Retail
LAP Retail

Make your property work for you. Get loans up to ₹3Cr by using your property as collateral. Flexible terms & easy EMIs with Utkarsh SFB.

Personal Loans
Personal Loans

Invest in what matters most- Your Dreams! Secure a personal loan up to ₹20,00,000 from Utkarsh SFB with easy EMIs, competitive rates, and flexible tenure.

Overdraft against Fixed Deposit
Overdraft against Fixed Deposit

Unlock quick funds with an overdraft on your Fixed Deposit! Enjoy instant liquidity while your savings continue to grow. Apply now with Utkarsh SFB!

LAP Retail
Micro LAP

Micro Loans Against Property are provided to customers who don't have any documented income.

Home Loan
Home Loan

Build Memories, Not Just Walls! Get home loans from ₹2L to ₹5Cr with easy terms and competitive rates. Your perfect home is just a step away!

Utkarsh Grih Sudhar
Utkarsh Grih Sudhar

Revitalize Your Living Space with Utkarsh Grih Sudhar Loan! Affordable Rates for Your Home Makeover.

Home Loan Plus
Home Loan Plus

These are top-up loans that are offered for any purpose other than housing.

Home Loan Balance Transfer
Home Loan Balance Transfer

"Switch your home loan to Utkarsh SFB and enjoy lower interest rates! Transfer your balance for savings up to ₹1,00,00,000 with better terms."

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