Get Loans Online at Affordable Rates

- COVID-19 Precautionary Steps
  
  Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.
- Revision in Savings Account Interest Rates
  
  Revision in Savings Account Interest rates effective April 01, 2022
- Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.
- Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.
- Personal Banking
- Corporate Banking

Group Loans

At Utkarsh, we understand your needs, that's why we bring you a range of customised loans at competitive interest rates.

Micro Banking Group Loans

In our endeavour to encourage you through your business journey as well as to help you with loan repayment, Utkarsh Small Finance Bank brings you Joint Liability Group Loan. This structure helps you take a loan in a group (10 women members to a maximum of 30 women members) where each member will be equally liable for repayment. These loans aim to give you the necessary capital to expand your business. Take a look at the various options we have for you:

Utkarsh Pragati Joint Liability Group Loan

If you plan to start a small-scale business and are looking for small group loan, Utkarsh Pragati JLG loan offers you a group loan tailor made for such requirements

Utkarsh Kiran Joint Liability Group Loan

At Utkarsh Small Finance Bank, we strive to help our customers meet their increasing capital needs, enabling them to take a step towards their financial goal, with confidence

Utkarsh Asha Joint Liability Group Loan

If you are the one who requires a larger ticket size loan to meet your working capital requirements, Utkarsh Asha could be the right choice that you have been looking for

Msme Loans

Our MSME Loans are designed keeping in mind the working capital needs of your business. We cater to Micro, Small and Medium Enterprises like traders and retailers, small manufacturers as well as service providers These MSME loans could be for the purpose of Business Expansion or Working Capital.