Fulfill all your Business Goals!..
Loans available at affordable rates

1. Business loans range between ₹ 10,00,001 to ₹ 1,00,00,000
2. Loan tenure is from 36-120 months
3. Mortgage of residential/commercial properties
4. Competitive interest rate
5. Repayment in Equated Monthly Installments (EMI)
6. Foreclosure allowed during the tenure of the loan
7. NACH/SI allowed for loan repayment

1. Loan range between ₹ 1,00,00,001 to ₹ 10,00,00,000
2. Loan tenure: 36 Months to 180 Months
3. Repayment in Equated Monthly Installment (EMI)
4. Foreclosure Allowed during the tenure of the loan
5. NACH/SI allowed for loan repayment

1. Utkarsh Lease Secure starting from ₹ 5,00,000 to ₹ 25,00,00,000.
2. Loan tenure: 36 Months to 180 Months.
3. Repayment in Equated Monthly Instalment (EMI).
4. Foreclosure Allowed during the tenure of the loan.
5. NACH/SI allowed for loan repayment.

1. Business Loan plus starting from ₹ 10,00,001 to ₹ 20,00,000,
2. Loan tenure is from 12-60 months
3. Competitive interest rate
4. Repayment in Equated Monthly Installments (EMI)
5. Foreclosure allowed during the tenure of the loan
6. NACH/SI allowed for loan repayment

1. Business loans range between ₹ 10,00,000 to ₹ 5,00,00,000,
2. Loan tenure is from 36-120 months
3. Competitive interest rate
4. Repayment in Equated Monthly Installments (EMI)
5. Foreclosure allowed during the tenure of the loan
6. NACH/SI allowed for loan repayment

1. Loans range between ₹ 10,00,000 to ₹ 1,00,00,000
2. Facility tenure for OD: 1 Year, Renewed annually
3. Loan tenure for DL OD: Min 36 Months – Max 120 Months
4. Pay interest as per utilization of funds
5. Foreclosure allowed during the tenure of the facility

1. Business Loan starting from ₹ 3,00,001 to ₹ 10,00,000
2. Loan tenure is from 12-48 months
3. Competitive interest rate
4. Repayment in Equated Monthly Installments (EMI)
5. Foreclosure allowed during the tenure of the loan
6. NACH/SI allowed for loan repayment

1. Strengthen your liquidity and current ratio with our long-term facilities
2. Customized repayment options based on business requirements
3. Support the working capital requirements of your business for growth plans
4. Relationship Team for smooth onboarding & transactional experience

With an objective of ensuring greater financial inclusion and increasing the delivery of its financial services, Utkarsh Small Finance Bank Ltd. appoints institutional Business Correspondents.

Ticket Size

1. 1st Loan Cycle Amount: Up to ₹ 10,000; Maximum Loan period: 12 months.
2. 2nd Loan Cycle Amount: Up to ₹ 20,000; Maximum Loan period: 18 months.
3. 3rd Loan Cycle Amount: Up to ₹ 50,000; Maximum Loan period: 36 months.
4. Cash Back incentives: Upto 1,200/- Annually..
5. Interest Subsidy: 7% P.A
6. Collateral free loan
7. No Co-Borrower required.
8. No Pre-Payment charges.

Ticket sizes

1. First Cycle: ₹ 75,000 and ₹ 1,00,000 to ₹ 2,00,000 (in the multiple of ₹ 10,000).
2. Subsequent Cycle: ₹ 75,000 and ₹ 1,00,000 to ₹ 3,00,000 (in the multiple of ₹ 10,000)
3. Tenure - The Borrower and/or Co-borrower can repay the facility in 24, 30, 36, 42, 48 Equated Monthly Installments
4. Collateral free loan

1. Any individual, Proprietorship firm, Partnership firm, Private Ltd Company, Ltd Company, Society, and, Trust having minimum two years of experience can apply for the facility.
2. Individual age norms: Minimum 20 years and Maximum 68 years at the time of maturity of loan.