Business Premium Account

A successful business requires quick turnaround to meet its financial needs. At Utkarsh Small Finance Bank, the team is equipped with the understanding and the facilities required to help you financially to achieve your business goals. For Business Premium Current Account, an Average Quarterly Balance requirement of 50,000 is required to be maintained. We provide free cash deposit of 10,00,000 per month and unlimited cash withdrawal at the home banking outlet. In addition, other features include free unlimited transactions at any ATMs, free RTGS/NEFT, no Debit Card annual charges for the first year on RuPay Platinum Debit Card.

Rewards

Get

Rewards

1 reward point on every 100 spends on debit card

15% discount

Get

15% discount

1 reward point on every 100 spends on debit card

Free

Get

Free

Cash withdrawal on Utkarsh Bank ATMs

  • Free 350 transactions per quarter

  • Enjoy unlimited cash withdrawal at home banking outlet and free cash withdrawal of 5 Lakh per month at non-home banking outlets

  • Enjoy Free Cash Deposit transactions per month of 10 Lakh at home banking outlet and 5 Lakh* at non-home banking outlets

* T&C Apply

Business Premium
Average Balance Requirements AQB
Metro & Urban Branches 50,000/-
Semi-Urban & Rural Branches 50,000/-
Charges for Non-Maintenance 1,500/-
Branch Cash Transactions
Cash Deposit Transactions - Free limits/month Base Branch: 10 lakhs
Non-base Branch: 5 lakh
Cash Deposit Transactions - Charges beyond Free limit 3/- per 1000/- [Min 50/-]
Cash Withdrawal [Base Branch] Unlimited
Cash Withdrawal [Non-base Banking outlet] - Free Limit Free upto 5 lakhs per month
Cash Withdrawal [Non-base Banking outlet] - Charges beyond Free Limit 2/- per 1,000/-
Account Maintenance - Free Limit 350 Transactions per quarter
Account Maintenance - Charges beyond Free Limit 10/- per transaction
DD/PO Issuance
Demand Drafts Payable at own Bank Locations Upto 10,000/- 50/-
Above 10,000/- 4/- per 1,000/-
[Min 50/- Max 1000/-]
Revalidation 100/- per instance
Duplicate DD Issuance 100/- per instance
DD/PO Cancellation 100/- per instance
Cheque Issuance/ Collection Charges
Free Leaves Two cheque book free per quarter
[50 leaves]
Charges Beyond Free Limit 2/- per leaf
[100/- per cheque book]
Local Cheque Collection and Payments at Base Banking Outlet Location & Fund Transfer Free
Cheque Return Charges [Outward] 200/- per cheque
Cheque Return Charges [Inward] 500/- per cheque
NEFT/RTGS/IMPS transactions [Online]
RTGS Outward Free
NEFT Outward Free
IMPS Payments Free
Doorstep Banking Services
Doorstep Banking Services
[Within City limits] Cash
Please contact the nearest Branch
Doorstep Banking Services
[Within City limits] Cheque
One Pickup free per day
[at selected locations]
Other Charges
Physical Account Statements [Quarterly] Free
Email Account Statements [Quarterly] Free
Stop Payment Instructions 100/- per cheque
Signature Verification/Address Confirmation 100/- per instance
Balance Certificate Free
Confidential Report/Credit Confirmation Free
Solvency Attestation Free
Photo Attestation Free
Activation of Inoperative Account Free
SMS Alerts NIL
Account Related Charges
Account Closure Within 14 days - Nil
After 14 days to 12 months- 500/-
Above 12 months:250/-

For Debit Card Variants & Charges, kindly refer to the Card Section

For complete details on Fees and Charges effective from 01st April 2024, please click here


 

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Apply to Business Premium Account

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

FAQs

Yes, an Individual can open a Current Account. Please visit branch for more details.

You get 100 cheque leaves per quarter

Yes, you enjoy unlimited free transaction between Utkarsh Small Finance Bank accounts

Please visit your nearest Utkarsh Small Finance Bank branch or call 1800-123-9878, 24×7 [Except National Holidays]

You can avail array of value added services such as NEFT/RTGS services, Doorstep Banking and higher free transaction limits. If you are a medium to large business, Business Premium Current Account is perfect to ensure a smooth operation process.

350 free transactions per quarter can be availed. A charge of 10 per transaction will be applicable for transactions beyond free limit.

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