Meet your personal or business related requirements with Utkarsh Small Finance Bank's Utkarsh Lease Secure. Avail loan against discounted rental receipts and property. Mortgage your property and get a loan ranging between
5,00,000 to 25,00,00,000. The tenure of repayment is between 3 years and 15 years.Get
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Utkarsh Lease Secure starting from 5,00,000 to 25,00,00,000.
Loan tenure: 36 Months to 180 Months
Repayment in easy Equated Monthly Instalment (EMI)
Foreclosure allowed during the tenure of the loan
NACH/SI allowed for loan repayment
KYC
Application form
Original Property Papers
Lease Agreements/Rent Agreement
Documents as per product norms
S. No |
Charge Name |
Charges |
||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
i. | Processing Fee* | Upto 2% of Loan Amount + Applicable taxes | ||||||||||
ii. | Account Maintenance Fee [For on MSME Loans up to 5 Lakh] | Upto 2% of Loan Amount + applicable taxes | ||||||||||
iii. | Pre Closure Charges [Loan Priced at Fixed Rate of Interest] |
|
||||||||||
iv. | Part Prepayment Charges [Loan Priced at Fixed Rate of Interest] | 4% of the Pre-Payment amount towards principal and applicable taxes | ||||||||||
v. | Cheque /NACH/ SI Bouncing Charges | 300 + Applicable taxes | ||||||||||
vi. | Penal Interest on Overdue EMI | 2% month on the Overdue EMI for the Overdue Period | ||||||||||
vii. | Legal/Valuation Charges | As per actuals | ||||||||||
viii. | Duplicate Interest and Principal Certificate issuance Charge | 250 + Applicable taxes | ||||||||||
ix. | Duplicate No dues Certificate / NOC issuance Charges | 250 + Applicable taxes | ||||||||||
x. | Swap Charges [Cheque/Instrument] | 500/- per occasion of swapping of the ECS mandate/NACH/ Standing instruction mandate+ Applicable taxes | ||||||||||
xi. | Duplicate statement issuance Charges | 250/- per instance per set + Applicable taxes | ||||||||||
xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
250/- per instance per set + Applicable taxes |
Interest Rate 8.00% |
Interest Earned 3,50,452 |
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
(Indicative interest rates for calculation only. click here for latest rates.) |
You can apply for a loan starting from
5 Lakhs to 25 CroreThe tenure for Utkarsh Lease Secure is between 36 months to 180 months.
Individuals, Proprietorship, Partnership Firms, Limited companies [Pvt. Ltd/Public Ltd.] & LLP.
You can either visit your nearest Utkarsh Small Finance Bank's branch or write to us at [email protected] let us know about your requirement and we will get in touch with you.
Earn upto 7.50% p.a. on your Savings Account, with Quarterly credits
Earn interest rates upto 8.50 % p.a. and 9.10% p.a. for Senior Citizens
Get Loan amount upto
10 Crores with Flexible Tenure upto 15 yearsTurn your surplus funds into security, for a better tomorrow
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