Utkarsh Lease Secure
Meet your personal or business related requirements with Utkarsh Small Finance Bank's Utkarsh Lease Secure. Avail loan against discounted rental receipts and property. Mortgage your property and get a loan ranging between 5,00,000 to 25,00,00,000. The tenure of repayment is between 3 years and 15 years.
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Utkarsh Lease Secure starting from 5,00,000 to 25,00,00,000.
Loan tenure: 36 Months to 180 Months
Repayment in easy Equated Monthly Instalment (EMI)
Foreclosure allowed during the tenure of the loan
NACH/SI allowed for loan repayment
KYC
Application form
Original Property Papers
Lease Agreements/Rent Agreement
Documents as per product norms
|
S. No |
Charge Name |
Charges |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| i. | Processing Fee* | Upto 2% of Loan Amount + Applicable taxes | ||||||||||
| ii. | Account Maintenance Fee [For on MSME Loans up to 5 Lakh] | Upto 2% of Loan Amount + applicable taxes | ||||||||||
| iii. | Pre Closure Charges [Loan Priced at Fixed Rate of Interest] |
|
||||||||||
| iv. | Part Prepayment Charges [Loan Priced at Fixed Rate of Interest] | 4% of the Pre-Payment amount towards principal and applicable taxes | ||||||||||
| v. | Cheque /NACH/ SI Bouncing Charges | 300 + Applicable taxes | ||||||||||
| vi. | Penal Interest on Overdue EMI | 2% month on the Overdue EMI for the Overdue Period | ||||||||||
| vii. | Legal/Valuation Charges | As per actuals | ||||||||||
| viii. | Duplicate Interest and Principal Certificate issuance Charge | 250 + Applicable taxes | ||||||||||
| ix. | Duplicate No dues Certificate / NOC issuance Charges | 250 + Applicable taxes | ||||||||||
| x. | Swap Charges [Cheque/Instrument] | 500/- per occasion of swapping of the ECS mandate/NACH/ Standing instruction mandate+ Applicable taxes | ||||||||||
| xi. | Duplicate statement issuance Charges | 250/- per instance per set + Applicable taxes | ||||||||||
| xii. |
Charges for subsequent set of Photocopy of loan agreement/ documents where requested by Borrower |
250/- per instance per set + Applicable taxes |
Apply to Utkarsh Lease Secure
Loan calculator
|
Interest Rate 8.00% |
Interest Earned 3,50,452 |
|
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
|
(Indicative interest rates for calculation only. click here for latest rates.) |
|
FAQs
You can apply for a loan starting from 5 Lakhs to 25 Crore
The tenure for Utkarsh Lease Secure is between 36 months to 180 months.
Individuals, Proprietorship, Partnership Firms, Limited companies [Pvt. Ltd/Public Ltd.] & LLP.
You can either visit your nearest Utkarsh Small Finance Bank's branch or write to us at [email protected] let us know about your requirement and we will get in touch with you.
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Contact
Incase you wish to speak to our banking expertise for resolution
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