ATM Banking

Now avail services such as, cash withdrawal, mini-statements, balance enquiry, PIN change and update your mobile number at any of our onsite ATMs. In addition, we have micro ATMs, in line with our financial inclusion model.




1 reward point on every 100 spends on debit card

15% discount


15% discount

1 reward point on every 100 spends on debit card




Cash withdrawal on Utkarsh Bank ATMs

  • Always keep your Password secret! Never write your Password on your card or store it with your card. Memorize your Password.
  • Report lost or stolen Debit Cards immediately. To report your Card as lost or stolen please call, 1800-123-9878 anytime 24 X 7
  • Take all receipts from ATM's. Keep them for verification against your monthly statement.
  • Block the view of keypads when using ATM's.
  • Keep your cards in a safe place.
  • Cancel all inactive Debit Cards.
  • Protect the Card's magnetic stripe. Do not expose your Card to magnetic devices.
  • Look for fraudulent devices attached to ATM's or gas pump card readers. If the machine appears to have any attachments or alterations do not use it and report the problem to the appropriate financial institution or vendor.
  1. Do not give any Debit Card information over the phone or Internet. This includes your 16-digit card number and your PIN. No one needs to know your PIN, not even your financial institution.
  2. Do not allow anyone else to use your Card or enter your PIN for you.
  3. Do not use poorly lit ATM locations.

Cash Withdrawal

Besides our Banking Outlets, our multi-channel delivery also include ATMs and micro-ATMs.

ChequeBook request

You no longer need to visit our branch. Just walk into the nearest ATM and place a request for new ChequeBook. We will deliver it to your doorstep.

Mini Statement

Keep a track of your past transactions with a printed statement rather than visiting our branch to update your passbook.

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month


Interest Rate (%)



Equated Monthly installments (EMI)


Need more Information?
Deposit Amount
Interest Earned

Interest Rate


Interest Earned


Maturity Value


Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)


You can request for an ATM Card at the time of account opening.

ATM Cards, Debit Card or any Card with Visa, Maestro or Master Card on it can be used at any ATM.

Do not leave the machine where your Card is stuck, and immediately contact the branch from where you issued the Card.

You can lodge a complaint at branch that issued your Card. This is applicable for withdrawals being made at other bank ATMs


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Earn up to 7.75 %* on your Savings Account and get interest credited quarterly


Earn interest rates up to 8.50 %* p.a. and 9.10 %* p.a. for Senior Citizens


Get Loan amount upto 10 Crores with Flexible Tenure upto 15 years

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