Branch Banking

Enjoy optimal branch Banking experience with our competent staff, friendly ambience and an array of product offerings and services.
At Utkarsh Small Finance Bank, we strive to offer customers a standardized and seamless banking experience across all Banking Outlets.

Rewards

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Rewards

1 reward point on every 100 spends on debit card

15% discount

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15% discount

1 reward point on every 100 spends on debit card

Free

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Free

Cash withdrawal on Utkarsh Bank ATMs

  1. A dedicated system for Support and Help.
  2. In case of any assistance required, you can always reach out to us.
  3. Well Trained Staff
  4. Our staff is trained to provide you with the best possible solutions.
  5. Get customised account tailor-made to suit your needs
  6. We take into account your needs or desires and accordingly provide you with solutions to help you achieve your dream.
  7. Range of exclusive privileges and services
  8. We provide our customers with a range of benefits to enjoy on banking - exciting offers, doorstep facility, etc.

General Banking Branches

Our general Banking outlets are spread across semi-urban, urban and metro locations amongst the top 100 cities in terms of overall deposits, for growing our liabilities business and other retail asset products. Visit us to apply for all your banking needs regarding Savings A/cs, Current A/cs, Fixed and Recurring Deposits, Locker Facilities, Remittance Facility, Bill Payments, Third Party Product services like Insurance & Mutual Fund Investments. In select branches, we also provide assistance on your loan requirements like Personal Loans, Home Loan, Loan Against Property, Business Loans. For more details, please click here.

Micro Banking Branches

Our micro-Banking Outlets have cost-effective and lean infrastructure and are located in primarily rural and semi-urban areas that have growth potential targeting the disbursement of credit to low and middle-income individuals and micro businesses giving us access to relatively less competitive markets. Visit us to apply for all your banking needs regarding Joint Liability Group loans, Individual Loans, Two Wheeler Loans and in select branches for opening of Savings A/cs, Current A/cs, Fixed and Recurring Deposits, Remittance Facility, Bill Payments, Third Party Product services like Insurance & Mutual Fund Investments, Personal Loans, Home Loan, Loan Against Property, Business Loans. For more details, please click here.

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

FAQs

Go to www.utkarsh.bank > Locate Us, here you can locate your nearest Branch

Visit your nearest Utkarsh Small Finance Bank branch with the necessary documents to open an account.
  1. One latest passport size photograph.
  2. Aadhaar Card of Individual
  3. Address and Identity proof documents

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Savings
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Earn up to 7.50 %* on your Savings Account and get interest credited quarterly

Deposits
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Earn interest rates up to 8.50 %* p.a. and 9.10 %* p.a. for Senior Citizens

Loans
Loans

Get Loan amount upto 10 Crores with Flexible Tenure upto 15 years

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Insurance & Investment

Turn your surplus funds into security, for a better tomorrow

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