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Is arranging business capital the key hurdle in your dream? At Utkarsh Small Finance Bank we strive to help our customers meet all their capital needs, so that they can walk their path towards their goal, with more confidence. If you’re looking for rural credit schemes, UtkarshKiran JLG is the perfect fit for you. With minimum processing fees and credit insurance in place, UtkarshKiran is the loan scheme you need to take your business to new heights.
| Sr. No. | Centre Size | No. of kin relatives in a centre |
|---|---|---|
| 1 | 10 | 1 |
| 2 | 15 | 2 |
| 3 | 20 | 2 |
| 4 | 25 | 2 |
| 5 | 30 | 3 |
| Loan Amount | Loan Processing Fee (Included GST) | Insurance Fees | No. of instalment(Weekly) | Total interest payble during the Loan period (Weekly) | No. of instalment (Fortnightly) | Total interest payable during the loan period (Fortnightly) | No. of instalment (By-fortnightly) | Total interest payble during the Loan period (By Fortnightly) |
|---|---|---|---|---|---|---|---|---|
| 25000 | Not Aplicable | 516 | 104 | 6261 | 52 | 6365 | 26 | 6400 |
| 30000 | 354 | 620 | 104 | 7505 | 52 | 7618 | 26 | 7670 |
| 35000 | 413 | 723 | 104 | 8749 | 52 | 8870 | 26 | 8900 |
| 40000 | 472 | 826 | 104 | 10034 | 52 | 10123 | 26 | 10405 |
| 50000 | 590 | 1033 | 104 | 12543 | 52 | 12630 | 26 | 12945 |
| 60000 | 708 | 1239 | 104 | 15030 | 52 | 15134 | 26 | 15340 |
| Prepayment (No. of Installment) under weekly scheme | Prepayment (No. of Installment) under fortnightly scheme | Prepayment (No. of Installment) under monthly scheme | Next Loan Eligibility | Amount Entitled |
|---|---|---|---|---|
| Before 30th Installment or on the date of 30th Installment | Before 15th Installment or on the date of 15th Installment | Before 8th Installment or on the date of 8th Installment | Not Eligible | NA |
| From 30th and before 50th Installment or on the date of 50th Installment | From 15th and before 25th Installment or on the date of 25th Installment | From 8th and before 15th Installment or on the date of 15th Installment | Eligible | Lower/equivalent amount in the same cycle |
| After 50th Installment | After 25th Installment | After 15th Installment | Eligible | Higher amount in the next cycle |
