Manage Your Debit Cards
Your Safety! Our Concern!
As per RBI guidelines and to ensure safety, ATM/POS/ECOM/Contactless/International transactions facility can be enable/disable or limits can be modified of your Debit Card as per your convenience through Utkarsh Internet/Mobile Banking or IVR.
Steps to enable/disable/modify limits of your Debit Card for ATM/POS/ECOM/ Contactless/International transactions
1. Generate your Debit Card Green PIN via Internet Banking/ Mobile Banking/ ATM/ Micro-ATM.
2. Your Debit Card is active and ready to use.
3. You may now enable/disable/modify limits of your Debit Card for ATM/POS/ECOM/Contactless/International transactions through below mentioned channels:
i. Internet Banking/ Mobile Banking
ii. IVR Number- 1800-123-9878 (follow the IVR instructions)
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
Steps to Enable/Disable ATM/POS/ECOM/Contactless/International transaction through Internet Banking:
- Step 1: Go to https://www.utkarsh.bank
- Step 2: Click on login tab, then select login through Personal Banking
- Step 3: Click on "CONTINUE TO LOGIN"
- Step 4: Enter username and click on checkbox, then click on Continue
- Step 5: Click on the security image, enter password and then click on SIGN IN
- Step 6: Enter OTP sent on your registered mobile number and then click on SUMBIT
- Step 7: Click on the three horizontal lines reflecting on the left-hand side of the Screen
- Step 8: Click on Cards section
- Step 9: Click on Manage Debit Card Limits
- Step 10: Select Debit Card number from the drop-down menu for which you want to enable/disable the ATM/POS/ECOM/Contactless Status.
- Step 11: Select Domestic or International for which you want to enable/disable ATM/POS/ECOM/Contactless transaction
- Step 12: Scroll down and enable/disable the toggle icon as ON/OFF and Click on Next
- Step 13: Enter OTP sent on your registered mobile number and then click on submit
- Step 14: A Confirmation message will be displayed stating- "It's done! Manage Debit Card has been processed successfully "along with a reference number and date & time
- Step 15: Click on DONE. GO BACK
Steps to Set/Modify ATM, POS, ECOM limits for Domestic/International transactions through Internet Banking
- Step 1: Go to https://www.utkarsh.bank
- Step 2: Click on login tab, then select login through Personal Banking
- Step 3: Click on "CONTINUE TO LOGIN"
- Step 4: Enter username and click on checkbox, then click on Continue
- Step 5: Click on the security image, enter password and then click on SIGN IN
- Step 6: Enter OTP sent on your registered mobile number and then click on SUMBIT
- Step 7: Click on the three horizontal lines reflecting on the left-hand side of the Screen
- Step 8: Click on Cards section
- Step 9: Click on Manage Debit Card Limits
- Step 10: Select Debit Card number from the drop-down menu for which you want to modify the limit for Domestic or International transaction.
- Step 11: You can modify (increase or decrease) the limits of all the three channels or any of the channels by moving the scroller from left to right Domestic or International transaction.
- Step 12: After setting the desired limit on all the three channel or any one channel for Domestic/International, Click on Next.
- Step 13: Enter OTP sent on your registered mobile number and then click on submit.
- Step 14: A Confirmation message will be displayed stating- "It's done! Manage Debit Card has been processed successfully "along with a reference number and date & time
- Step 15: Click on DONE. GO BACK
Steps to Enable/Disable ATM/POS/ECOM/Contactless/International transaction through Mobile Banking:
- Step 1: Open Utkarsh Mobile Banking App
- Step 2: Enter your login credentials (User Id & Password or MPIN) and click on continue.
- Step 3: Click on More option reflecting at the right bottom of the Screen.
- Step 4: Click on Cards.
- Step 5: Click on the three horizontal lines reflecting on the right-hand side of the screen.
- Step 6: Click on Manage Debit Card Limits.
- Step 7: Select Debit Card number from the drop-down menu for which you want to enable/disable the ATM/POS/ECOM/Contactless Status.
- Step 8: Select Domestic or International for which you want to enable/disable ATM/POS/ECOM/Contactless transaction.
- Step 9: Scroll down and enable/disable the toggle icon as ON/OFF and Click on Next.
- Step 10:Enter the OTP (One Time Password) sent on your registered mobile number and then click on submit
- Step 11:A Confirmation message will be displayed stating- "It's done! Manage Debit Card has been processed successfully "along with a reference number and date & time
- Step 12: Click on DONE. GO BACK.
Steps to Set/Modify ATM, POS, ECOM limits for Domestic/International transactions through Mobile Banking
- Step 1: Open Utkarsh Mobile Banking App
- Step 2: Enter your login credentials (User Id & Password or MPIN) and click on continue.
- Step 3: Click on More option reflecting at the right bottom of the Screen.
- Step 4: Click on Cards.
- Step 5: Click on the three horizontal lines reflecting on the right-hand side of the screen.
- Step 6: Click on Manage Debit Card Limits.
- Step 7: Select Debit Card number from the drop-down menu for which you want to modify the limit for Domestic or International transaction.
- Step 8: You can modify (increase or decrease) the limits of all the three channels or any of the channels by moving the scroller from left to right Domestic or International transaction.
- Step 9: After setting the desired limit on all the three channel or any one channel for Domestic/International, Click on Next.
- Step 10:Enter the OTP sent on your registered mobile number and then click on submit
- Step 11:A Confirmation message will be displayed stating- "It's done! Manage Debit Card has been processed successfully "along with a reference number and date & time
- Step 12: Click on DONE. GO BACK.
Steps to Enable/Disable ATM/POS/ECOM/Contactless/International transaction through IVR:
- Step 1: Call our IVR number- 1800-123-9878 by your registered mobile number with Bank
- Step 2: Select language-: press 1 for English, press 2 for Hindi
- Step 3: Press 4 for "Enhance Card Security"
- Step 4: Please enter your 16-digit Debit Card number
- Step 5: Enter your four-digit Debit Card PIN
- Step 6: Press 1 to Continue or press 2 to re-enter your Debit Card details
- Step 7: Press 1 to de-block or temporarily block Card
- Step 8: Press 1 to switch on or de-blocking the Card
- Step 9: Press 3 for e-commerce transactions only
- Step 10: If successful- "your Card Number XXXX has been de-blocked successfully for domestic e-commerce transactions"
Post completion of all above steps, customer will receive a confirmation SMS on their RMN that ATM/POS/ECOM/Contactless status of Debit Card has been enabled/disabled successfully along with reference number.
Steps to Set/Modify ATM, POS, ECOM limits for Domestic/International transactions through IVR
- Step 1: Call our IVR number- 1800-123-9878 by your registered mobile number with Bank
- Step 2: Select language-: press 1 for English, press 2 for Hindi
- Step 3: Press 4 for "Enhance Card Security"
- Step 4: Please enter your 16-digit Debit Card number
- Step 5: Enter your four-digit Debit Card PIN
- Step 6: Press 1 to Continue or press 2 to re-enter your Debit Card details
- Step 7: Press 1 to de-block or temporarily block Card
- Step 8: Press 1 to switch on or de-blocking the Card
- Step 9: Press 3 for e-commerce transactions only
- Step 10: If successful- "your Card Number XXXX has been de-blocked successfully for domestic e-commerce transactions"
Loan calculator
Deposit Amount
Interest Earned
|
Interest Rate 8.00% |
Interest Earned 3,50,452 |
|
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
|
(Indicative interest rates for calculation only. click here for latest rates.) |
|
You may also be interested in
Savings
Earn up to 7.75 %* on your Savings Account and get interest credited quarterly
Deposits
Earn interest rates up to 8.50 %* p.a. and 9.10 %* p.a. for Senior Citizens
Loans
Get Loan amount upto 10 Crores with Flexible Tenure upto 15 years
Insurance & Investment
Turn your surplus funds into security, for a better tomorrow
Location
You are never too far away from quick banking, check nearest Bank and ATM
Contact
Incase you wish to speak to our banking experts for resolution
Write to us
Whether it be a simple suggestion or feedback or an inquiry.