Utkarsh Small Finance Bank believes in a people-oriented, reliable, scalable and sustainable organizational structure. Process, Culture and Growth are integral to our work culture and this core value is embedded in the DNA of our organization.We focus on providing a lively work culture. Happy employees lead to a happy work space and we endeavour in bringing about a win-win culture that work towards building a strong and a reliable organization.

Utkarsh Life
Our transition from being a NBFC- MFI to becoming a Small Finance Bank illustrates the dedicated work force and the immense opportunity that Utkarsh provides for learning, development and career progression. Since our organization is new, career progression would be comparatively faster for competent employees. We aim to encourage our existing and new employees, irrespective of their backgrounds and foster a diverse yet inclusive work culture.
Utkarsh Life
We provide a collaborative work culture to our employees so that they find equal opportunities for career growth irrespective of age, gender or background. Utkarsh also has a Buddy Program and an On-boarding Policy to help new employees understand our organizational culture and their job profile by providing a conducive environment.
Utkarsh Life
Utkarsh emphasizes on the development of human capital as our employees are considered our biggest asset. We invest in enhancing the intellectual capability and competency of our human resources by empowering them through various programs and forums
Utkarsh Life

What makes Utkarsh unique?

It is important to have an organisational culture that involves Employee Engagement, Employee Recognition, Excellent Communication, Emotional Intelligence, Human Values and Customer Orientation. At Utkarsh, we offer excellent work culture which allows our employees to thrive and grow.

We offer a significant thrust towards an environment motivated by the Vision, Mission and Values laid down by the Bank.

What we offer

At Utkarsh Small Finance Bank, we value our employees. While recruiting we look for qualities that are aligned with our values that are guided by PRIDE in our employees.
We believe in inclusive growth, that offers a holistic approach in the life cycle of the employee’s tenure with us.
With a strong leadership at the helm of affairs, our employees can look forward to a growth that is guided and mentored by the best minds in the industry.
While we believe in customer centricity, we equally believe in empowering our employees with the requisite tools, learning, training, and development. Each employee is offered avenues for growth, self-learning, upskilling and mentoring. These, we believe, goes a long way in understanding the trends and service our customers with knowledge driven approach.
We provide an environment of ownership & responsibility for building a strong foundation for growth as a future leader. We FastTrack bright minds while rewarding the best in class employees who are consistent & proficient in their every day delivery.
The Bank offers a well thought out rewards and recognition program and provides for a learning environment specially curated by the L&D division of the Bank.
If this excites you send your Resume/CV at [email protected] mentioning the name of the 'Post Applied For' in the subject line. Shortlisted candidates shall be invited via email/call for Interviews.
 What we offer

Work Life Balance

A balanced approach towards the work life goes a long way in maintaining the mental and physical health of a professional. At Utkarsh Small Finance Bank we are cognizant for the need to maintain a seamless approach in transitioning between work and life to enable our employees to have a healthy approach towards their career and personal growth. While there is a focused approach in providing an environment of growth, we take equal responsibility in providing the employee the avenues to stay healthy.
We conduct various employee centric activities that helps to unwind and help them have a holistic approach towards work & life balance.
Work Life Balance

Career Advancement

We at Utkarsh Small Finance Bank believe in nurturing talent and ensuring that there are enough growth opportunities to transform the employees into delightful success stories.
We are continuously developing our internal human resources for meeting the organizational goals along with the individual progression of our employees. Initiatives implemented by us for the career enhancement of the employees include Talent Management, Competency Mapping, Training and Development, Assessment Centre, Succession Planning, Internal Job Posting, Performance Management System to name a few and we look forward to add more to the list.
We assure equal opportunities for everyone in our organisation irrespective of age, gender or background.
Career Advancement

Learning and Development

Utkarsh Small Finance Bank focuses on building a robust work culture which eventually leads to profitable business development for the organisation. We provide cutting edge training and development opportunities for our employees. Focused on this, we are constantly delivering well-defined and exhaustive training programs such as induction training, functional training, leadership development, coaching and mentoring. At the same time, we ascertain meaningful exposure for our teams by sending our employees for visits to national and international organisations.
These initiatives boost the technical, functional know how and soft skills of our employees. To top it all, we have quite a few online learning platforms for an effective and enhanced learning experience. Internal Publications like “Gyan-Darpan” and “Utkarsh Voice” are vital tools that are augmenting the information and knowledge base of our employees.
Learning and Development

Reward and Recognition

At Utkarsh Small Finance Bank we believe in motivating our employees and demonstrate this appreciation through a vibrant reward and recognition policy. We always make efforts to boost the morale of employees, by rewarding the best performers and retaining the best talent. We strive to have an efficient compensation program along with employee benefits like Housing Loan, Bike Loan, Mobile Loan, Recognition for the best performers and innovators.
To gauge the satisfaction level and expectations of our employees we have an employee feedback mechanism in place, called the periodic employee satisfaction survey which is an important tool for making effective policy decisions. Our aim is to create a work environment which fosters growth as a way of life. We empower our employees to work towards fostering a culture of excellence which in turn allows us to be more forward-looking and people oriented.
Reward and Recognition
Jumpstart your career

Jumpstart your career

Jumpstart your career with us. If you are open to challenges, we offer you a promising career at the Bank. Utkarsh Small Finance Bank welcomes sharp minds with a flair for banking who can add on to the existing expertise of the bank. An exciting career path awaits filled with opportunity for learning, growth and upskilling. If this excites you send in your CV at [email protected]
Jumpstart your career

Seasoned Professionals

Utkarsh Bank – The name where opportunities for growth and success are endless for experienced professionals like you. As an experienced professional joining our team, you will have the chance to work with diverse and talented individuals across various discipline

We strive to create an inclusive and collaborative work environment that fosters innovation, creativity, and personal development. Whether you are an expert in technology, marketing, finance, operations, Sales or any other field, there is a place for you at Utkarsh Small Finance Bank. Please reach out to us at [email protected]


Utkarsh Small Finance Bank Limited Probationary Officer Program is a dedicated initiative aimed at nurturing young talents aspiring to build a rewarding career in the Banking sector. In partnership with the Institute of Professional Banking, our mission is to shape aspiring individuals into dynamic bankers, fostering a sense of pride in being a part of the Utkarsh family while maintaining a stable and thriving profession as Probationary Officers.

Through Utkarsh Probationary Officer Program, Utkarsh Small Finance Bank Limited offers meticulously designed modules covering Retail Branch Banking, encompassing knowledge and skills in Branch Operations, Banking Products, Sales, Credit, Customer Service, and various day-to-day banking tasks. Successful program graduates will be conferred with a Post Graduate Diploma, coupled with the prospect of full-time employment within the Bank.

In a nation characterised by millions of enthusiastic youths and continuous growth, we at Utkarsh Small Finance Bank Limited are committed to serving our nation and its people by creating employment opportunities and fostering transformation.

About Institute of Professional Banking

Institute of Professional Banking (IPB) has come up with a clear vision to train and prepare graduates from Indian Universities to perform well in the Banking industry. IPB is paving a remarkable path for all those aspirants who want to make banking as a career.IPB’s objective is to cater to the manpower needs of the exponentially – growing Banking in India.

In the last 8 years, IPB has trained more than 6000+ students and on completion of their respective programs, have secured job with Banks as KYC/AML Compliance Officers, Tellers – Cash & Remittances, Relationship Managers, Personal Bankers and Wealth Managers.

IPB has 25 centres in 13 states namely Punjab, Haryana, Uttarakhand, Uttar Pradesh, Rajasthan, Delhi NCR, Gujarat, Maharashtra, Odisha, Karnataka, Madhya Pradesh, Telangana and Kerala.

Their mission is to inspire and empower the youth to build a successful career in banking & finance industry, by providing them world class education, through supportive and engaging learning environment. IPB is dedicated to transform the lives of students and their families while fostering the growth for banking & finance industry.

About Mangalayatan University

In Utkarsh Bank’s very new probationary officer program, Mangalayatan University will be the Academic partner collaborating with Institute of Professional Banking(IPB).

Mangalayatan University was founded in 2006, with 70 acre of lush green campus situated 18 KM from the Yamuna Expressway in Aligarh Uttar Pradesh. With the 6000+ passed out students and 3000+ current enrolments in various courses, Mangalayatan is flourishing day by day with their Vision to give a quality education to students from various background which leads to legitimately rewarding career opportunity.

Ranked in top 100 universities of India by ASSOCHAM, Mangalayatan has been awarded as Education Leadership Award in Education Awards Fairs 2023.

Management, Engineering, Humanities, Bio-Medical, Pharmacy, Legal Studies and Ayurveda Medical College are the best faculties in which they are strengthening their students.

With their experienced and talented facilities, they are training enriching their students to get the best possible placements in various national and international organizations. McKinsey, Ernst & Young, HLL and Reliance are the major campus drive partners.

Design of the Program

The program's design encompasses the following phases:

  1. • Applicants age must be 21-27 years at the time of admission with a minimum 50% marks in graduation

  2. • Shortlisted candidates invited for in-person interviews by Utkarsh Small Finance Bank Officials

  3. • Letter of Intent (LOI) by Utkarsh Small Finance Bank Limited

  4. • A 1-year Post Graduate Diploma in Banking & Financial Services from Mangalayatan University, Aligarh

  5. • 4 Months of classroom training at Baddi University

  6. • 2 Months of internship at Utkarsh Small Finance Bank Limited Branch, with a monthly stipend of around Rs. 10,000/- (or as per company’s norms)

  7. • 6 Months of on-the-job training, including weekend online classes, aligning with exposure in sales and operations, with a monthly salary of around Rs. 16,000/- (or as per company’s norms)

  8. • Proposed Roles: Credit Manager – MBIL, Relationship Officer – Wheels, Sales Manager - Assets, ABM & BOM

  9. • Grade: AM – I

  10. • Salary: 4.25 LPA

Program’s Features
  1. • In-campus classroom sessions

  2. • Guest lectures by industry stalwarts and Bank officials

  3. • Group discussions on real-world business case studies

  4. • Role plays and customized Dummy Branch designed for practical learning

  5. • A well-equipped Training Room with a projector for effective presentations

  6. • A dedicated Computer Lab for CBS learning

  7. • Accommodation and food arrangements, with twin/triple room sharing options available.

Contact Detail

Email ID - Eligible and interested candidates may share their updated CV at [email protected] and mark a CC to [email protected] with a subject line of ‘Application for Utkarsh Probationary Officer Program’.