Credit Card Bill Payment

- COVID-19 Precautionary Steps
  
  Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.
- Revision in Savings Account Interest Rates
  
  Revision in Savings Account Interest rates effective April 01, 2022
- Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.
- Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.
- Personal Banking
- Corporate Banking

Group Loans

Credit Card Bill Payment

Managing your Credit Card Bill Payments has never been this easy. With Utkarsh Small Finance Bank, paying your Credit Card bills is convenient and secure. We offer multiple payment options to ensure you can settle your dues seamlessly. Our secure and reliable payment solutions ensure that your bills are paid on time, every time.

Choose the method that suits you best and experience hassle-free bill management.

Get

Rewards

1 reward point on every ₹ 100 spends on debit card

Get

15% discount

1 reward point on every ₹ 100 spends on debit card

Get

Free

Cash withdrawal on Utkarsh Bank ATMs

SmartPay is the Bank’s complete payment platform, which can also be used for Credit Card bill payments. SmartPay offers multiple payment options, including Net Banking and UPI.

Click here to make your Utkarsh Small Finance Bank Credit Card bill payment.

NEFT & RTGS (only) fund transfers from another bank using the following details:

Name on Account : Utkarsh Small Finance Bank
Account Type : Current A/C
Account Number : BIZ + Mobile Number + Last 4 Digits of your card number.
Example : BIZ99458392573357
IFSC code : UTKS0001375

Loan calculator

Type of Customer

Regular

Senior Citizen

Select Fixed Deposit Date

Type of Fixed Deposit

Amount (₹)

₹

₹ 1 Lac

₹10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

31%

Equated Monthly installments (EMI)

₹ 2,10,651

Need more Information?

Deposit Amount

Interest Earned

Interest Rate

8.00%

Interest Earned

₹ 3,50,452

Maturity Value

₹ 13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

FAQs

What are the repayment methods of Credit Card?

Customers can pay the Credit Card dues via NEFT mode or using other payment channels offered by the Bank.

What are the charges for online bill payment facility on Credit Card?

This facility is free of cost and no charges are applicable from the Bank.

When should I pay my Credit Card Bill?

Customers should pay their dues by the payment due date which is mentioned in the Credit Card statement.

How is the minimum due amount calculated?

The minimum due amount is 10% of the total due amount [TAD] plus any other amounts that are overdue. There will be other fees, charges, levies and taxes that will be debited.

When will the payment made be credited in Credit Card account?

The payment made will be credited within 24 hours on your Credit Card account for NEFT/RTGS transactions. In case of SmartPay, it will be reflected instantly.

What if more than the total amount due is paid on my Credit Card?

The excess amount shows up in the monthly statement and is adjusted against the future purchases and / or dues in Credit Card.

What is the Credit Card statement generation cycle?

Statements will be generated for all the card accounts on 15th day of every month and payment due is on 5th day of every month.

What are the interest rates charged on Credit Card?

The interest rates vary based on the Credit Card issuer and the credit worthiness. Please check the Schedule of Charges mentioned in the MITC to find the interest rate applicable on various scenarios and any other applicable rates.

What are the charges for Credit Card statements?

The e-statements which is sent by e-mail is free of cost and if customer requires physical statement, then the charges are Rs. 50/- per statement.

What is the late payment fees in case customer has missed the payment on due date?

The late payment fee is Rs. 500/- in addition to the interest payable on the outstanding Credit Card amount.

Effortless Credit Card Bill Payments at Your Fingertips