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      COVID-19 Precautionary Steps

      Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.

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      Revision in Savings Account Interest Rates

      Revision in Savings Account Interest rates effective April 01, 2022

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      Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.

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      Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.

MSME Loans

Make your business free from the financial uncertainties. At Utkarsh, we have bespoke MSME Loans that support the working capital needs of your business. We cater to Micro, Small and Medium Enterprises such as traders and retailers, small manufacturers as well as service providers.

BL Secured+
BL Secured+
  1. Business loans range between ₹ 10,00,001 to ₹ 1,00,00,000
  2. Loan tenure is from 36-120 months
  3. Mortgage of residential/commercial properties
  4. Competitive interest rate
  5. Repayment in Equated Monthly Installments (EMI)
  6. Foreclosure allowed during the tenure of the loan
  7. NACH/SI allowed for loan repayment
Read more
LAP- Prime
LAP- Prime
  1. Loan range between ₹ 1,00,00,001 to ₹ 10,00,00,000
  2. Loan tenure: 36 Months to 180 Months
  3. Repayment in Equated Monthly Installment (EMI)
  4. Foreclosure Allowed during the tenure of the loan
  5. NACH/SI allowed for loan repayment
Read more
Utkarsh Lease Secure
Utkarsh Lease Secure
  1. Utkarsh Lease Secure starting from ₹ 5,00,000 to ₹ 25,00,00,000.
  2. Loan tenure: 36 Months to 180 Months.
  3. Repayment in Equated Monthly Instalment (EMI).
  4. Foreclosure Allowed during the tenure of the loan.
  5. NACH/SI allowed for loan repayment.
Read more
Business Loan Plus
Business Loan Plus
  1. Business Loan plus starting from ₹ 10,00,001 to ₹ 20,00,000 ,
  2. Loan tenure is from 12-60 months
  3. Competitive interest rate
  4. Repayment in Equated Monthly Installments (EMI)
  5. Foreclosure allowed during the tenure of the loan
  6. NACH/SI allowed for loan repayment
Read more
Loan for Purchase of Commercial Property
Loan for Purchase of Commercial Property
  1. Business loans range between ₹ 10,00,000 to ₹ 5,00,00,000,
  2. Loan tenure is from 36-120 months
  3. Competitive interest rate
  4. Repayment in Equated Monthly Installments (EMI)
  5. Foreclosure allowed during the tenure of the loan
  6. NACH/SI allowed for loan repayment
Read more
Utkarsh Smart Business
Utkarsh Smart Business
  1. Loans range between ₹ 10,00,000 to ₹ 1,00,00,000
  2. Facility tenure for OD: 1 Year, Renewed annually
  3. Loan tenure for DL OD: Min 36 Months – Max 120 Months
  4. Pay interest as per utilization of funds
  5. Foreclosure allowed during the tenure of the facility
Read more
Business Loan
Business Loan
  1. Business Loan starting from ₹ 300,001 to ₹ 1000,000
  2. Loan tenure is from 12-48 months
  3. Competitive interest rate
  4. Repayment in Equated Monthly Installments (EMI)
  5. Foreclosure allowed during the tenure of the loan
  6. NACH/SI allowed for loan repayment
Read more

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