Internet Banking
Utkarsh Small Finance Bank offers you a complete Digital Banking Solution. This facility lets you access your account and perform a wide range of transactions anytime, anywhere at your convenience. Using our internet banking option, you can now generate Account summary, Remit money, Apply for Debit Cards, Generate Debit Card PIN, etc. all with a click of a button.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
The following benefits can be availed online, through Utkarsh Small Finance Bank website:
Transfer funds
- Transfer funds to Own Bank accounts
- Transfer funds to other Utkarsh Small Finance Bank Customers
- Transfer funds to other Bank account through IMPS
- Transfer funds to other Bank account through NEFT
- Transfer funds to other Bank account through RTGS
- Transfer funds to Bank accounts other than Utkarsh Small Finance Bank account through MMID
Payee Management
- Add Utkarsh Small Finance Bank payees
- Add other Bank payees
- View my Registered Payees
Bill Payments (Launching soon)
- Bill Payment to registered Billers
- Add a new Biller
- View and Modify registered billers
Recharge (Launching soon)
- Recharge Prepaid Mobile
- Recharge DTH connection
- Data Card Recharge
My Profile
- Password Change
- View/Update Personal information
- Modify Transaction Limit
- Manage Alert,etc.
Deposits
- Open Fixed Deposit Account
- Open Recurring Deposit Account
View Transaction status
- Completed Transactions
- Payment Summary
View Statements
- Bank Account – Detailed Statement
Tax Centre (Launching soon)
- Income Tax e-filling
- Enquire about TDS information on your deposits for the current & previous financial year
Manage Loan accounts
- Apply for Loans
- Loan accounts
Service requests
- Request for change of Communication Address
- Block or unblock Debit Card
- Request for Duplicate Statement (Physical Copy)
- Subscribe to Email Statements for Bank account
- Request a Demand Draft at Communication Address
- ChequeBook Request
- Stop Payment of Cheque
- Enquire about cheque status
- Make payments for online shopping
- Update Nominee Details
- Switch On/Off & Set/Modify Transactions Limits
- Submit Form 15G/15H (eligible customers)
- Apply for Locker (allotment, subject to availibility)
- Apply for Life Insurance, Health Insurance, Motor Insurance etc and mutual Funds, SIP, STP (Coming Soon),etc.
Always visit the Utkarsh Bank's Internet Banking site through our home page by typing the website address (https://www.utkarsh.bank) on the address bar.
Keep your Customer ID and mPIN confidential and do not disclose it to anyone.
Change your Password as soon as you receive it by logging into your Net Banking account.
Memorize your Password, do not write it anywhere.
Avoid accessing internet banking from shared computer networks such as cyber cafes, public Wi-Fi networks Such as Hotel/Airport/Railway stations etc.
Do not click on links in the emails or sites other than www.utkarsh.bank to access your Net Banking webpage.
Disable "Auto Complete" feature on your browser.
Use virtual keyboard feature while logging into your internet banking account.
Ensure the security of your net banking information by cross checking your last login and monitoring any unauthorized logins.
Always type in your confidential account information. Do not copy paste it.
Monitor your transactions regularly. Register your Mobile Number and bring any fraudulent transaction to the notice of the bank.
Always logout when you exit Internet Banking. Do not directly close the browser.
To help detect any fraudulent transactions quickly, always monitor your account activity by checking your balances and statements online using the Utkarsh bank’s website.
Link and manage all your Utkarsh Bank relationships online at www.utkarsh.bank
Register for Mobile Banking alerts and receive notifications for all significant transactions done through your account.
Your security is of utmost importance. To ensure a secured Internet Banking experience, always keep the following do's and don'ts in mind while transacting:
Do's
Always visit the Utkarsh Small Finance Bank's Internet Banking site through our home page by typing https://www.utkarsh.bank in the address bar
Change your Password immediately after receiving the bank’s auto generated password.
Disable "Auto Complete" feature on your browser.
Check your last login information, every time you login.
Change your passwords at regular intervals (at least once a month), especially after accessing Internet Banking through shared networks.
Always type in your confidential Account Information. Do not copy paste it.
Monitor your transactions regularly. Register your Mobile Number and bring any fraudulent transaction to the notice of the bank.
Always logout when you exit Internet Banking. Do not close the browser directly.
Register for Mobile Banking alerts and receive notifications for all significant transactions done through your account.
Don'ts
Do not disclose your Customer ID and MPIN to anyone
Avoid using obvious passwords (like name, date of birth, etc.)
Avoid accessing Internet Banking from shared computer networks such as cyber cafes or public Wi-Fi network like hotel/airport etc.
Do not click on links in the emails or sites other than www.utkarsh.bank to access your Internet Banking webpage.
