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      COVID-19 Precautionary Steps

      Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.

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      Revision in Savings Account Interest Rates

      Revision in Savings Account Interest rates effective April 01, 2022

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      Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.

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      Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.

Bharat Connect

Bharat Connect is an integrated bill payment system with certainty, reliability and safety of transactions offering interoperable and accessible bill payment service to customers across geographies . Bharat Connect assures easy bill payments with security & speed . An instant confirmation is generated post the bill payments.

The Bharat Connect will enable seamless transformation from cash to electronic payment system, making it less dependent on cash. Customers can pay their Utility bills such as electricity, water, gas, Telecom, DTH, taxes and educational fee, with any of the available payments options -Cash/Account/Bank Transfer.

Rewards

Get

Rewards

1 reward point on every ₹ 100 spends on debit card

15% discount

Get

15% discount

1 reward point on every ₹ 100 spends on debit card

Free

Get

Free

Cash withdrawal on Utkarsh Bank ATMs

  • The service is convenient & accessible on all banking channels

  • Instant & verifiable confirmation of payments.

  • Standardized complaint & dispute management process.

  • No Documents required for Utkarsh Customer, for Non-Bank Customer KYC of the Customer is Required.

  • Currently, this service is free for Utkarsh/Non- Customer.

Loan calculator

Amount (₹)

₹

₹ 1 Lac

₹10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

₹ 2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

₹ 3,50,452

Maturity Value

₹ 13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

FAQs

Utkarsh Small Finance Bank Customer can pay their Bills Via Cash/ Account Transfer mode and Non Utkarsh customer can pay their bill via Cash Up to 49,999/-.by visiting his nearest Utkarsh Small Finance Bank Branches.

No, it is not mandatory to have an account with Utkarsh Small Finance Bank for cash transaction upto 49,999/-

Currently customer convenience Fee [CCF] is waived off, there is no charge customer has to pay.

Customer has to visit nearest branch along with Bill & KYC copy [Non Customer]/ consumer number, branch official will give an application form having bill information. Customer has to sign and submit application form and enclose supporting documents.

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Get Loan amount upto ₹10 Crores with Flexible Tenure upto 15 years

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