Choose the right account that suits your need

At Utkarsh Small Finance Bank, we empower businesses with smart, bespoke banking solutions that drive growth and convenience. Whether you're a startup, an expanding enterprise, or a merchant, our Current Account features offer seamless transactions, free cash deposits, exclusive perks, and effortless digital payments. Experience banking that’s efficient, secure, and built to help your business thrive and succeed.

Business Standard Account
Business Standard Account

Power your business with seamless banking! Get unlimited free cash withdrawal at base branch & ₹2Lakh monthly free cash deposit limit at base branch. Plus, enjoy “first year” Free RuPay Classic Debit Card and easy POS payment acceptance for smooth transactions & free NEFT & RTGS transactions.

Business Premium Account
Business Premium Account

Exclusive banking for businesses that demand more! Get unlimited free cash withdrawal at base branch & ₹10 Lakh monthly free cash deposit limit at base branch & free NEFT & RTGS transactions. Enjoy “first year” free RuPay Platinum Debit Card & unlimited ATM transactions for seamless experience.

Business Plus Account
Business Plus Account

Self-Employed or a Sole Proprietor? Exclusive Perks awaits you! Earn interest on surplus funds! Monthly free cash deposit of 20 times of previous month MAB (max. ₹20 Lakh for Metro/Urban branches & ₹10 Lakh in Semi-Urban/Rural branches), unlimited home branch withdrawals, a first-year free Rupay Platinum Contactless International Debit Card and free RTGS/NEFT transactions.

Upi Easy Account
UPI Easy Account

Unlock unlimited UPI credit transactions with maintenance free account! Designed for merchants, this account enables instant payments via a unique UPI ID within 24/7 settlements. Accept payments via QR codes What’s more! Get a customised Welcome Kit with a QR code and stand!

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