superCard

Utkarsh Small Finance Bank superCard is a game changer that seamlessly integrates with your digital lifestyle while offering attractive rewards. Discover how superCard can streamline your spending by exploring the benefits and features below.

Rewards

Get

Rewards

1 reward point on every 100 spends on debit card

15% discount

Get

15% discount

1 reward point on every 100 spends on debit card

Free

Get

Free

Cash withdrawal on Utkarsh Bank ATMs

  • No Annual Fee

  • No Joining Fee

  • 5%,3%, & 2% Cashback on non-upi spends on Myntra, Cleartrip & Flipkart Respectively. (Please refer MITC for details)

  • Cardholders shall be eligible for 0.5% cashback on all non-upi credit card transactions

  • For Individual Customer with Valid PAN details, Mobile no & Email ID.

  • Has to be an Indian Resident

  • Age Limit: 18 & Above ( FD Backed Credit Card)

    • Visit Supermoney app & apply for superCard ,it’s a do it yourself journey.

    • Customers to ensure that their latest KYC details are updated.

    No additional documents are required


    Limits and Charges

    Annual Fees Nil
    Joining Fees Nil
    Interest Free Period Upto 45 days
    Late Payment Fees - Nil, when credit limit below Rs 100
    - 5% of TAD, when credit limit below Rs 2,000
    - 10% of TAD, capped at Rs 1250 when limit is equal to or above Rs 2,000.
    Service Charge NIL
    Finance Charge [APR] Up to 3% per month (equivalent to 36% annual percentage rate). Same rate is applied for overdue balances.
    a. Revolving Credit
    b. Cash Advances
    c. Overdue Interest
    d. Charges in case of default
    Cash Withdrawal Limit Upto 20%
    Physical Card Fee ₹ 299/-
    Supplementary Card Annual Fees No annual fee or joining fee
    Cash Advance Fees On Domestic Cash advance 5% or Rs. 25, whichever is higher
    On International Cash advance 5% or Rs. 500, whichever is higher
    Goods & Services Tax 18% on fees/charges & interest
    E-statements NIL
    • Customer will receive active-Virtual card within few minutes of onboarding journey from Supermoney app.

    • From Supermoney app itself customer can generate PIN & also set up for UPI.


    Enjoy your Utkarsh Credit Card, which offers you a host of benefits.

    • MITC ( Click here to download)

    • Key Fact Statement ( Click here to download)

    • Card Member Agreement( Click here to download)

    • Utkarsh Bank's Approved Credit Card Policy( Click here to download)

    • Supermoney & Utkarsh SFB has an arrangement of revenue sharing (per card) & that will be used to fund Reward proposition of this card.

    Do's
    • Create a strong, unique password for your Credit Card online transactions.

    • Always memorise your Personal Identification Number (PIN) and change it on a regular basis.

    • Set a limit on your domestic transaction channels (ECOM/POS//ATM) after receiving your Credit Card in order to transact.

    • In case of international transactions, enable international channels only when it is required or while you travel abroad.

    • Regularly review your Credit Card statements for any unauthorised transactions

    • In case of loss/theft of card, Block or Freeze card from Supermoney app or call our customer care number 1800-309-7986 or send an email to [email protected] and get your card hot-listed.

    Don'ts
    1. Never share your Credit Card number, PIN or CVV with anyone over the phone or online.

    2. Do not allow anyone else to use your Card or enter your PIN for you.

    3. Avoid using easily guessable information like birthdates or sequential numbers for your PINs or passwords

    4. Do not write down your PINs or passwords or store them in easily accessible places.

    5. Beware of phishing – do not respond to emails, SMS, or calls asking for your card details or personal information.

    6. Do not use your Credit Card on untrusted or unfamiliar websites.

    7. Remember to follow bank’s specific security guidelines and contact us immediately if you suspect any unauthorised activity on your Credit Card.

    Loan calculator

    Amount ()

    1 Lac

    10 Cr

    Tenure ( )

    1 Month

    120

    Interest Rate (%)

    1%

    31%

    line-chart-pattern-bg
    Equated Monthly installments (EMI)

    2,10,651

    Need more Information?
    Deposit Amount
    Interest Earned

    Interest Rate

    8.00%

    Interest Earned

    3,50,452

    Maturity Value

    13,50,452

    Maturity Date

    20 Apr 2023

    (Indicative interest rates for calculation only. click here for latest rates.)

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