Utkarsh Small Finance Bank superCard is a game changer that seamlessly integrates with your digital lifestyle while offering attractive rewards. Discover how superCard can streamline your spending by exploring the benefits and features below.
Get
1 reward point on every
100 spends on debit cardGet
1 reward point on every
100 spends on debit cardGet
Cash withdrawal on Utkarsh Bank ATMs
No Annual Fee
No Joining Fee
5%,3%, & 2% Cashback on non-upi spends on Myntra, Cleartrip & Flipkart Respectively. (Please refer MITC for details)
Cardholders shall be eligible for 0.5% cashback on all non-upi credit card transactions
For Individual Customer with Valid PAN details, Mobile no & Email ID.
Has to be an Indian Resident
Age Limit: 18 & Above ( FD Backed Credit Card)
Visit Supermoney app & apply for superCard ,it’s a do it yourself journey.
Customers to ensure that their latest KYC details are updated.
No additional documents are required
Annual Fees | Nil |
Joining Fees | Nil |
Interest Free Period | Upto 45 days |
Late Payment Fees | - Nil, when credit limit below Rs 100 - 5% of TAD, when credit limit below Rs 2,000 - 10% of TAD, capped at Rs 1250 when limit is equal to or above Rs 2,000. |
Service Charge | NIL |
Finance Charge [APR] | Up to 3% per month (equivalent to 36% annual percentage rate). Same rate is applied for overdue balances. a. Revolving Credit b. Cash Advances c. Overdue Interest d. Charges in case of default |
Cash Withdrawal Limit | Upto 20% |
Physical Card Fee | ₹ 299/- |
Supplementary Card Annual Fees | No annual fee or joining fee |
Cash Advance Fees | On Domestic Cash advance 5% or Rs. 25, whichever is higher On International Cash advance 5% or Rs. 500, whichever is higher |
Goods & Services Tax | 18% on fees/charges & interest |
E-statements | NIL |
Customer will receive active-Virtual card within few minutes of onboarding journey from Supermoney app.
From Supermoney app itself customer can generate PIN & also set up for UPI.
Enjoy your Utkarsh Credit Card, which offers you a host of benefits.
MITC ( Click here to download)
Key Fact Statement ( Click here to download)
Card Member Agreement( Click here to download)
Utkarsh Bank's Approved Credit Card Policy( Click here to download)
Supermoney & Utkarsh SFB has an arrangement of revenue sharing (per card) & that will be used to fund Reward proposition of this card.
Create a strong, unique password for your Credit Card online transactions.
Always memorise your Personal Identification Number (PIN) and change it on a regular basis.
Set a limit on your domestic transaction channels (ECOM/POS//ATM) after receiving your Credit Card in order to transact.
In case of international transactions, enable international channels only when it is required or while you travel abroad.
Regularly review your Credit Card statements for any unauthorised transactions
In case of loss/theft of card, Block or Freeze card from Supermoney app or call our customer care number 1800-309-7986 or send an email to [email protected] and get your card hot-listed.
Never share your Credit Card number, PIN or CVV with anyone over the phone or online.
Do not allow anyone else to use your Card or enter your PIN for you.
Avoid using easily guessable information like birthdates or sequential numbers for your PINs or passwords
Do not write down your PINs or passwords or store them in easily accessible places.
Beware of phishing – do not respond to emails, SMS, or calls asking for your card details or personal information.
Do not use your Credit Card on untrusted or unfamiliar websites.
Remember to follow bank’s specific security guidelines and contact us immediately if you suspect any unauthorised activity on your Credit Card.
Interest Rate 8.00% |
Interest Earned 3,50,452 |
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
(Indicative interest rates for calculation only. click here for latest rates.) |
Earn up to 7.75 %* on your Savings Account and get interest credited quarterly
Earn interest rates up to 8.50 %* p.a. and 9.10 %* p.a. for Senior Citizens
Get Loan amount upto
10 Crores with Flexible Tenure upto 15 yearsTurn your surplus funds into security, for a better tomorrow
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