Fixed Deposit

An early start on your savings with Utkarsh Small Finance Bank can help you fulfil your dreams. Start your savings with our Fixed Deposit schemes today.

Fixed Deposit is a lump-sum investment plan that gives you competitive return at the end of the term. The rate of interest paid for fixed deposits varies based on tenure and amount. Higher rates of interest are offered to Senior Citizens. Whats more! Premature closure is permitted.

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1 reward point on every 100 spends on debit card

15% discount

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1 reward point on every 100 spends on debit card

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Free

Cash withdrawal on Utkarsh Bank ATMs

  • Earn competitive returns on your surplus.

  • Enjoy higher interest rates for senior citizen.

  • Interest payment options are monthly, quarterly and at maturity.

  • Process that can be accessed from anywhere.

You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

  • Individual Resident of India

  • Sole Proprietorship Firms

  • Partnership Firms

  • Limited Companies

  • Trust Accounts

Particulars Charges
Minimum Investment Amount 1,000
Maximum Investment Amount No Maximum Limit
Minimum Tenure 7 Days
Maximum Tenure 10 Years
Penalty on Premature Withdrawal 1% [Not Applicable for closure within 7 days]

For a complete list of Interest rate on Fixed Deposit, Please click here

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Apply for your new -age banking now and reap the benefits!

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

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Equated Monthly installments (EMI)

2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

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