Fixed Deposits

An early start on your savings with Utkarsh Small Finance Bank can help you fulfil your dreams. Fixed Deposit is a one-time investment plan that gives you greater return at the term end. We offer hassle-free process and management of your investment with exciting benefits for you to enjoy. So no matter what you dream, invest in our range of customised solutions and watch your wealth grow

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Interest Rate
Benefits
Eligibility
Fees and Charges

For a complete list of Interest rate on Fixed Deposit, Please click here

Earn higher returns on your surplus
Enjoy additional returns for senior citizen
Facility of quarterly and monthly pay-outs
Fast and hassle-free process that can be accessed from anywhere.

You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

Individual Resident of India
Hindu Undivided Families
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts

Particulars	Charges
Minimum Investment Amount	Rs. 1,000
Maximum Investment Amount	No Maximum Limit
Minimum Tenure	7 Days
Maximum Tenure	10 Years
Penalty on Premture Withdrawal	1% (Not Applicable for closure within 7 days)

Interest Rate

For a complete list of Interest rate on Fixed Deposit, Please click here
Benefits
1. Earn higher returns on your surplus
2. Enjoy additional returns for senior citizen
3. Facility of quarterly and monthly pay-outs
4. Fast and hassle-free process that can be accessed from anywhere.
Eligibility
You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

Individual Resident of India

Hindu Undivided Families

Sole Proprietorship Firms

Partnership Firms

Limited Companies

Trust Accounts

Fees and Charges

Particulars	Charges
Minimum Investment Amount	Rs. 1,000
Maximum Investment Amount	No Maximum Limit
Minimum Tenure	7 Days
Maximum Tenure	10 Years
Penalty on Premture Withdrawal	1% (Not Applicable for closure within 7 days)