Fixed Deposits

An early start on your savings with Utkarsh Small Finance Bank can help you fulfil your dreams. Fixed Deposit is a one-time investment plan that gives you competitive return at the end of the term. The rate of interest paid for fixed deposits varies based on tenure and amount, and higher interest rates are offered to senior citizens. Premature closure is permitted.

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Interest Rate
Benefits
Eligibility
Fees and Charges

For a complete list of Interest rate on Fixed Deposit, Please click here

Earn competitive returns on your surplus.
Enjoy higher interest rates for senior citizen.
Interest payment options are monthly, quarterly and at maturity.
Process that can be accessed from anywhere.

You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

Individual Resident of India
Hindu Undivided Families
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts

Particulars	Charges
Minimum Investment Amount	Rs. 1,000
Maximum Investment Amount	No Maximum Limit
Minimum Tenure	7 Days
Maximum Tenure	10 Years
Penalty on Premture Withdrawal	1% (Not Applicable for closure within 7 days)

Interest Rate

For a complete list of Interest rate on Fixed Deposit, Please click here
Benefits
1. Earn competitive returns on your surplus.
2. Enjoy higher interest rates for senior citizen.
3. Interest payment options are monthly, quarterly and at maturity.
4. Process that can be accessed from anywhere.
Eligibility
You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

Individual Resident of India

Hindu Undivided Families

Sole Proprietorship Firms

Partnership Firms

Limited Companies

Trust Accounts

Fees and Charges

Particulars	Charges
Minimum Investment Amount	Rs. 1,000
Maximum Investment Amount	No Maximum Limit
Minimum Tenure	7 Days
Maximum Tenure	10 Years
Penalty on Premture Withdrawal	1% (Not Applicable for closure within 7 days)