Fixed Deposit
An early start on your savings with Utkarsh Small Finance Bank can help you fulfil your dreams. Start your savings with our Fixed Deposit schemes today.
Fixed Deposit is a lump-sum investment plan that gives you competitive return at the end of the term. The rate of interest paid for fixed deposits varies based on tenure and amount. Higher rates of interest are offered to Senior Citizens. Whats more! Premature closure is permitted.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
Earn competitive returns on your surplus.
Enjoy higher interest rates for senior citizen.
Interest payment options are monthly, quarterly and at maturity.
Process that can be accessed from anywhere.
You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.
Individual Resident of India
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts
| Particulars | Charges |
|---|---|
| Minimum Investment Amount | 1,000 |
| Maximum Investment Amount | No Maximum Limit |
| Minimum Tenure | 7 Days |
| Maximum Tenure | 10 Years |
| Penalty on Premature Withdrawal | 1% [Not Applicable for closure within 7 days] |
For a complete list of Interest rate on Fixed Deposit, Please click here
Apply for your new -age banking now and reap the benefits!
Loan calculator
|
Interest Rate 8.00% |
Interest Earned 3,50,452 |
|
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
|
(Indicative interest rates for calculation only. click here for latest rates.) |
|
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