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Start your Digital FD in minutes — fast,
secure, and paperless
Attractive interest rate up to 8.75 %
Book your FD Instantly
100% Secure (as per DICGC)
Calculate Your FD Returns
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Investment Summary
Principal Amount ₹0
Interest rate 0% p.a
Time period 1 months
Maturity date -
Interest earned ₹0
Total maturity value ₹0
(Indicative interest rates for calculation only. click here for latest rates.)Ready to grow your savings
Book your FD Instantly
Benefits of Digital FD
Experience the convenience of our Digital Fixed Deposits
Instant FD booking
Start earning higher returns instantly with easy FD booking
100% paperless process
Open FDs from home — no paperwork or branch visit needed
Earn competitive interest rate
Enjoy returns up to 8.75% p.a., better than regular bank FDs
Additional 0.5% for senior citizens
Senior citizens get extra interest on every FD booked
Additional Features
Simplify your investment journey with feature -rich digital fixed deposits that offer security, flexibility and attractive returns
How to open Digital FD
Simple steps to open your high-interest Digital FD with Utkarsh Small Finance Bank
How to open Digital FD
Simple steps to open your high-interest Digital FD with Utkarsh Small Finance Bank
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Register online
Register with your mobile number & Aadhaar
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Enter your details
Fill your personal details as per PAN & Aadhaar
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Set up your FD
Choose your deposit amount, tenure, and interest payout frequency.
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Make payment
Transfer funds from any bank account to activate your FD.
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Complete VKYC
Verify your identity with Video KYC for a paperless experience.
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Get your FD receipt
Receive your digital FD receipt instantly on your registered email.