Name: Utkarsh Bank
Address: S-24/1-2, First Floor,Mahavir Nagar,Orderly Bazar, Near Mahavir Mandir, Varanasi, 221002, India
Telephone: 1800 123 9878

First Loan disbursed on Sep 21, 2009.
Client base of more than 8,000 in Uttar Pradesh.

Expanded outreach in Bihar.
Client base of more than 55,000.

Expanded outreach in Uttarakhand and Madhya Pradesh.
Launched the second loan product - Micro Enterprise Loan.
Client base of more than 1.06 lakh.

Expanded in new districts of Uttar Pradesh, Bihar, Uttarakhand and Madhya Pradesh.
Started National Pension System Services.
Client base of more than 1.97 lakh.
Received Microfinance India Organization of the Year (Small and Medium Category) Award.

Expanded in the region of Maharashtra.
Started operating through Mobile Technology.
Upgraded RBI Licence to NBFC-MFI.
Client base of more than 3.00 lakh.
Received Mix STAR (Socially Transparent And Responsible) Award.

Further expanded outreach in existing States.
Client base of more than 6.00 lakh.
Received Smart Campaign Client Protection Certification.

Expanded in the region of Chhattisgarh and Jharkhand.
Started Pilot of Affordable Housing Loan Product.
Client base of more than 8.50 lakh.
Grading upgraded to M1 (Highest) from M2+ by ICRA Ltd.
Received in - principle licence for Small Finance Bank from RBI.
Received CIMSME's MSME Banking Excellence Award.

Outreach spread to 110 Districts of 10 States.
Client base of more than 11.70 lakh.
CARE assigned Rating of A (A stable) on Bank Loan Rating.
Received Final Licence for Small Finance Bank from RBI.
Commencement of Banking Operations on January 23, 2017.
Received Skoch (Gold) — 2016 Award for Inclusive Insurance.

Launch of full Banking Services by honourable Prime Minister.
Received Scheduled Status.
Started operations through Core Banking Solution.
Started Wholesale Lending Business.
Client base of more than 13 lakh.
Current Outreach - Over 400 Banking Outlets.

Utkarsh's journey